UB Annual Finance Guide: An Easy-to-Use Guide on Finance Information for Higher Education

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Campus Commerce

CollegeNET, Inc.

805 SW Broadway, Suite 1600

Portland, OR 97205

Phone: (503) 973-5200

e-ValuCheck

30021 Tomas, Suite 250

Rancho Santa Margarita, CA 92688

Phone: (949) 888-1006

www.evalucheck.com

Higher One, Inc.

25 Science Park

New Haven, CT 06511

Phone: (203) 776-7776

www.HigherOne.com

Focused exclusively on higher education, Higher One offers an innovative approach to student financial services making the financial interactions between the university, the student, and their family easier. The company does this through patent pending products and services:

* OneDisburse[SM] enables the institution to create drastic cost avoidance and increases service in the financial disbursements process compared to disbursing via paper check or ACH direct deposit.

* OneFinance[SM] enables the institution to offer a suite of financial services, including a free checking account with unique features designed for students, as a benefit of enrollment or employment at the institution.

infiNET

1425 East Busch Parkway

Buffalo Grove, IL 60089

Phone: (888) 413-3150

www.infinet-inc.com

OPUS

Orchestrating your future.

OPUS Financial

Incorporated

10515 Carnegie Avenue

Cleveland, OH 44106

Phone: (800) 661-5089

www.opusfinancial.org

OPUS is proud to introduce the Alumni Advantage program, a unique opportunity for alumni associations to serve its membership and generate fundraising opportunities by offering excellent financial terms to consolidate its members' educational loan debt. The Alumni Advantage is tailored to each association to maximize the benefits for the association and its members.

OPUS Financial, Inc. is non-profit company created to provide low-cost educational funding, debt management, consolidation and early awareness programs. OPUS has partnered with [A.sup.+]Funds and Medfunds, a long time industry leader, to provide schools and students with custom solutions to meet their educational financing needs.

TouchNet Information

Systems, Inc.

15520 College Blvd.

Lenexa, KS 66219

Phone: (913) 5999

www.touchnet.com

Consulting Services

Dow, Lohnes & Albertson,

PLLC Attorneys at Law

1200 New Hampshire Avenue, N.W.

Washington, DC 20036-6802

Phone: (202) 776-2579

KeyBank

KeyCorp

127 Public Square

Cleveland, OH 44114

Phone: (800) 540-1855

www.key.com/educate

MISSION STATEMENT

For over 50 years, Key Education Resources[R] has provided families federal and private parent and student education loans, payment plans, planning tools, helpful advice, and exceptional customer service. Key also offers tools specifically designed to make your job as a School Administrator or Financial Aid Administrator easier. KeyCorp is one of the nation's largest bank-based financial services companies, with assets of over $85 billion.

PRODUCTS/SERVICES

* Education loans with competitive interest rates--Federal, Undergraduate, Graduate, Professional and Career/Continuing Education loan programs.

* Loan consolidation programs--help make repayment easier to manage and free up cash each month.

* Monthly Payment Plan--Affordable interest-free payment plans to meet the individual needs of schools and their families.

* Key On-Line--Easy access to Monthly Payment Plan information.

* Easy application and renewal--Families can easily and quickly apply and renew online.

* Repayment incentives--several programs/options that save families money.

* Materials Order Form--Order collateral material online. …