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By BARANCIK, SCOTT

Management problems could force as many as 333 banks and thrifts to pay more for deposit insurance next year.

In an interview Monday, Federal Deposit Insurance Corp. Chairman Donna A. Tanoue said that 333 institutions have overall supervisory ratings of 1 or 2 but management ratings of 3 or worse, and thus might qualify as risky "outliers" that should pay more for the government's backing.

"We're looking at whether there are any banks or thrifts ... that might warrant a rise or increase in their premiums based on their banking practices," she said.

Most of these institutions are branded 1-A, the top rating in the nine- box …