Clinton Should Cut Banking Red Tape to Boost Economy

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After many months of campaign rhetoric and debate, it is now time for results. The new president and the Congress face an enormous challenge to rev up the nation's economic engine and release the brakes that have been holding it back.

Restarting the economy means increasing lending and getting more credit to more individuals and small businesses. That's not likely to happen, however, as long as our nation's financial institutions are discouraged from doing what they have always done best: make loans.

This isn't just a "banking" issue. Today our nation's banks and their customers face an unending barrage of new, redundant government regulations and …