The Long-Term Care Decision

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As we age, the realities of proper medical care and quality of life become paramount. However, the many options available to senior citizens can be confusing and even misleading.

The first things to consider are the needs of the person considering a long-term care decision. Seniors in good physical and mental health will usually opt to stay in their homes or join an independent living community, which offers a "neighborhood" of seniors and activities geared towards that age group. Assistance with minor tasks such as laundry and shopping are also often offered.

Assisted living is a form of non-medical senior housing for folks who need help with only a small number …