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Educational associate gets a financial surprise any mother would love

LET'S FACEIT. Credit cards are not very popular these days. With companies raising interest rates and slashing credit limits, people aren't turning to their cards for financial relief. Recently, however, one AFT member was pleased to discover that her credit card provided a safety net when she really needed one.

Margarita Esteras, an educational associate in New York City and a member of the United Federation of Teachers, was hospitalized as the result of a complication in her last two months of pregnancy. That meant Esteras couldn't work.

Fortunately, she got help from family, friends, …