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Closing Arguments Ahead
Beginning of article
Financial reform 's final chapter on insurance sales remains to be written
One of the things America's bankers desperately wanted from the Financial Modernization Act of 1997 was certainty. After years of litigation and political intrigue, federal legislators dealt fairly directly with numerous issues such as banishing unitary thrift charters and eliminating barriers between banks, securities firms and insurance companies.
But when it came to banks selling insurance as agents-a low-risk, pro-consumer, already-working-- pretty-well function-Congress felt compelled to waffle, obfuscate and regulate. Bank insurance agents, for now anyway, will be complying with both federal …
