Scholarship and Practice
Individual development accounts (IDAs) are designed to help low-income workers build an asset base to achieve goals and increase family well-being. In 1997, funding for the American Dream Policy Demonstration (ADD) established demonstration projects at 13 sites that are now being extensively evaluated for best practices. This article provides an overview of IDAs and examines the first year evaluation of ADD sites.
IMPACT OF POVERTY
Individuals who must live without adequate food, housing, clothing, and medical care experience constant stress as they try to obtain a basic level of goods and services. This struggle …