Read complete books and articles on: Personal Finance

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12 of the Best Books and Articles on: Personal Finance

as selected by Questia librarians

1.

Teen Guide to Personal Financial Management » Read Now
by Marjolijn Bijlefeld, Sharon K. Zoumbaris. 280 pgs.

Collections: Entire Library

Why should young people even think about saving for retirement? Why not run credit card debt up to the max if the bank is willing to lend it? Answers to these questions and others can be found in this basic guide to the fundamentals of personal finance written specifically for young adults. A wide...
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Why should young people even think about saving for retirement? Why not run credit card debt up to the max if the bank is willing to lend it? Answers to these questions and others can be found in this basic guide to the fundamentals of personal finance written specifically for young adults. A wide range of financial matters on how to manage your money are discussed in a progressive fashion from the very basics of opening a bank account to budgeting, paying for college, financing a car, and tax-deferred retirement accounts so that readers with varying levels of knowledge are provided with all the information they need to stay out of debt and to plan for their futures.
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2.

Basic Economic Principles: A Guide for Students (Chap. 9 "Why Do People Save, Borrow, and Use Credit?") » Read Now
by Christopher Faille, David E. O'Connor. 258 pgs.

Collections: Entire Library

This user-friendly guide explains economic concepts and principles in a lively, informative way. Clear and easy-to-understand definitions and explanations, with examples that relate to issues and problems relevant to teenagers, will help students gain a better understanding of economics. In 15...
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This user-friendly guide explains economic concepts and principles in a lively, informative way. Clear and easy-to-understand definitions and explanations, with examples that relate to issues and problems relevant to teenagers, will help students gain a better understanding of economics. In 15 chapters the guide covers all the basic information students need to understand the basic concepts and principles of economics, including: definition of economics in historical context; how various economics systems work; how prices are set in the U.S. economy; consumer behavior; factors of production; types of businesses; competition in the marketplace; the functions of money; banking and credit; types of investments; the federal budget and taxation; federal monetary and fiscal policies; income distribution in the United States; labor and management issues; international trade.
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3.

Financing the American Dream: A Cultural History of Consumer Credit » Read Now
by Lendol Calder. 377 pgs.

Collections: Entire Library

Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt The growing availability of credit in this century, however, has brought those days to an end -- undermining traditional moral virtues such as prudence, diligence, and...
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Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt The growing availability of credit in this century, however, has brought those days to an end -- undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth.
Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources -- including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P.T. Barnum -- to show that debt has always been with us. He vigorously challenges the idea that consumer credit has er
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4.

The Overspent American: Upscaling, Downshifting, and the New Consumer » Read Now
by Juliet B. Schor. 258 pgs.

Collections: Entire Library
5.

Credit Card Borrowing, Delinquency and Personal Bankruptcy, in New England Economic Review » Read Now
by Joanna Stavins. 16 pgs.

Collections: Entire Library
6.

Credit Card Debt on College Campuses: Causes, Consequences, and Solutions, in College Student Journal » Read Now
by Jill M. Norvilitis, Phillip Santa Maria. 9 pgs.

Collections: Education, Entire Library
7.

A Profile of Financially At-Risk College Students, in Journal of Consumer Affairs » Read Now
by Angela C. Lyons. 25 pgs.

Collections: Entire Library
8.

Money Management Practices of College Students, in College Student Journal » Read Now
by Reasie A. Henry, Janice G. Weber, David Yarbrough. 6 pgs.

Collections: Education, Entire Library
9.

Expenditures of Older Americans » Read Now
by Michael L. Nieswiadomy, Rose M. Rubin. 158 pgs.

Collections: Entire Library

Aging in America imposes dramatic personal, social, and economic changes. Retirees have substantial power to affect both business and public policy decision making. This book analyzes the expenditure patterns of older households to characterize their comparative lifestyles and quality of life...
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Aging in America imposes dramatic personal, social, and economic changes. Retirees have substantial power to affect both business and public policy decision making. This book analyzes the expenditure patterns of older households to characterize their comparative lifestyles and quality of life. Expenditure patterns of various elderly households are examined over time and compared with the non-elderly. Particular emphasis is placed on analysis of necessity and health care expenditures.
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10.

The Secret Life of Money: Exposing the Private Parts of Personal Money (Chap. 6 "Controlling Yourself and Your Money") » Read Now
by Valerie Wilson. 224 pgs.

Collections: Entire Library

"A book that explores the meaning of money: what our attitudes to money tell us about ourselves, and why we are so ambivalent and so secretive about money."
11.

Household Money Management: Recognizing Nontraditional Couples, in Journal of Consumer Affairs » Read Now
by Diane M. McConocha, Shirlee A. Tully, Carl H. Walther. 26 pgs.

Collections: Entire Library
12.

Assessing the Personal Financial Problems of Junior Enlisted Personnel » Read Now
by Richard Buddin, D. Phuong Do. 58 pgs.

Collections: Entire Library

What are the causes, nature, and extent of money problems in the junior enlisted force?