Read complete books and articles on: Credit Risk

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12 of the Best Books and Articles on: Credit Risk

as selected by Questia librarians

1.

The New Financial Architecture: Banking Regulation in the 21st Century » Read Now
by Benton E. Gup. 270 pgs.

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Dr. Gup and his panel of regulatory professionals and academics explore some of the hottest topics in what has been called the New Financial Architecture-a quest for new methods of bank regulation that can cope with dramatic changes occurring in the world's financial markets and institutions. They...
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Dr. Gup and his panel of regulatory professionals and academics explore some of the hottest topics in what has been called the New Financial Architecture-a quest for new methods of bank regulation that can cope with dramatic changes occurring in the world's financial markets and institutions. They suggest solutions, probe the difficulties in implementing them, and in a surprising twist, show how some of the more newsmaking solutions may not work as well as some experts believe. An important resource for professionals throughout the banking and financial services industries, and their academic colleagues.
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2.

Debt, Financial Fragility, and Systemic Risk » Read Now
by E. Philip Davis. 396 pgs.

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A remarkable feature of the period since 1970 has been the patterns of rapid and turbulent change in financing behaviour and financial structure in many advanced countries. These patterns have, in turn, often been marked by rising indebtedness, default on loans and periods of financial instability...
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A remarkable feature of the period since 1970 has been the patterns of rapid and turbulent change in financing behaviour and financial structure in many advanced countries. These patterns have, in turn, often been marked by rising indebtedness, default on loans and periods of financial instability, whether in the non-financial sectors, the financial sector or both. This book explores, both in theoretical and empirical terms, the nature of the relationships between underlying phenomena; namely levels and changes in borrowing (debt), vulnerability to default in the corporate and household sectors (financial fragility), and widespread disorder in the financial sector (systemic risk). Davis focuses on the wider generality of the phenomena at issue whereby similar patterns are observable in several countries, but not in others, as well as in the international capital markets themselves. Particular attention is paid to the importance of the nature and evolution of financial structure to the genesis of instability. Given the international scope of the analysis, the work is germane to the study of the devlopment of financial systems in all advanced countries, as well as the euromarkets. It will be of particular relevance, however, in the US, Japan, Germany, France, the UK, and Canada, Italy, Australia, Sweden, Norway, Finland, whose experience is examined in detail. In this expanded and revised edition, the macroeconomic consequences of fragility and the appropriate policy response are examined in particular detail, with the analysis focusing on macroeconomic performance in eleven countries over 1988-93. A wide range of issues relating to financial stability, including risk in payments systems, derivatives, and property lending, are also considered.
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3.

Credit Risk, in ABA Banking Journal » Read Now
by Sangkyun Park. 3 pgs.

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...CREDIT RISK. by Sangkyun Park Sangkyun...early 1990s, are a contract that transfers credit risk from a holder (buyer) of risky bonds or...contract, the buyer reduces or...
4.

Credit Where Credit Is Due, in The McKinsey Quarterly » Read Now
by Dominic Barton, Ragnar Hellenius, David A. Von Emloh. 8 pgs.

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...Emloh The journey to better credit risk management can take as long as...standardizes decision making about credit risk. Once such a system is in place...drawing on...
5.

The Influence of Competitive Positioning and Rivalry on Emerging Market Risk Assessment, in Journal of International Business Studies » Read Now
by Gerry McNamara, Paul M. Vaaler. 12 pgs.

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...role in international credit transactions. Their sovereign risk-assessments are largely...between international credit-rating agency ("agency") risk-assessments of...
6.

Can the Financial Markets Privately Regulate Risk? in Journal of Money, Credit & Banking » Read Now
by Randall S. Kroszner. 42 pgs.

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...important type of risk, namely "credit" risk that the counterparty to the transaction...One informal response to the credit risk problem was for groups of traders...formal...
7.

Did Risk-Based Capital Allocate Bank Credit and Cause a 'Credit Crunch' in the United States, in Journal of Money, Credit & Banking » Read Now
by Allen N. Berger, Gregory F. Udell. 49 pgs.

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...refer to this as the voluntary risk-retrenchment credit crunch hypothesis (see Hancock...intended as a measure of portfolio credit risk. RBC standards require that...
8.

The Credit Risk-Contingency System of an Asian Development Bank, in Economic Perspectives » Read Now
by Robert M. Townsend, Jacob Yaron. 18 pgs.

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...The credit risk-contingency system...states in the U.S. that credit markets smooth about...integrate these tests of risk bearing and possible...otherwise standard credit...
9.

Community Reinvestment and Credit Risk: Evidence from an Affordable-Home-Loan Program, in Real Estate Economics » Read Now
by Paul S. Calem, Susan M. Wachter. 3 pgs.

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...Community reinvestment and credit risk: evidence from an affordable-home-loan...questions arise regarding their credit-risk implications. In particular, what gradations of...
10.

International Banking Crises: Large-Scale Failures, Massive Government Interventions » Read Now
by Benton E. Gup. 294 pgs.

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The financial crises that began unexpectedly in Southeast Asia in 1997 spread rapidly around the globe, causing banks to fail, stock markets to plummet, and other newsmaking disruptions. Gup and his contributors examine these failures and crises in the main arenas where they occurred--Thailand...
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The financial crises that began unexpectedly in Southeast Asia in 1997 spread rapidly around the globe, causing banks to fail, stock markets to plummet, and other newsmaking disruptions. Gup and his contributors examine these failures and crises in the main arenas where they occurred--Thailand, Indonesia, South Korea, Russia, Argentina--and provide some important answers to the critical questions these frightening events raised. The result is a readable, easily grasped study of issues relating to bank failure and the effectiveness of bank regulation, and important reading for academics and practitioners alike.
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11.

The Risk Management Process: Business Strategy and Tactics (Chap. 16 "Identifying, Measuring, and Monitoring Credit Risk") » Read Now
by Christopher L. Culp. 606 pgs.

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Praise for The Risk Management Process'True to its claim, The Risk Management Process is a rigorous yet lucid and broadly accessible account of how the timeless principles of corporate finance apply to the management of risk. Written by an experienced consultant with impeccable academic credentials...
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Praise for The Risk Management Process'True to its claim, The Risk Management Process is a rigorous yet lucid and broadly accessible account of how the timeless principles of corporate finance apply to the management of risk. Written by an experienced consultant with impeccable academic credentials and incisive analytical thinking, this book is a must-read for the senior manager and corporate treasurer who aspire to integrate risk management with corporate financial management and business strategy.'-George M. Constantinides, Leo Melamed Professor of Finance, University of Chicago Graduate School of Business'Christopher Culp's The Risk Management Process: Business Strategy and Tactics is a comprehensive treatment of the issues that face risk managers today. His book constructs a bridge to connect the theory and the practice of risk management, and Culp leads readers over that bridge with great care.'-Peter Tufano, Sylvan C. Coleman Professor of Financial Management, Harvard Business School'An unusually simple and lucid analysis of the risk management process. This book will be valuable for anyone trying to manage financial risk.'-Ken French, NTU Professor of Finance, Sloan School of Management, MIT'As opposed to offering us another dry, one-size-fits-all, mathematical approach to measuring or managing one risk or another, this book provides a general management approach to this important facet of managing any business in the twenty-first century, yet doesn't shy away from sharing with the reader the underlying and necessary quantitative thinking that is required to perform the role of financial risk management. Culp easily switches between a statistical approach to risk measurement and a real-world approach to the particular exposure(s). In addition, it was refreshing to see the amount of time he spent on drawing the distinction between managing risk on Wall Street and managing the same risk within a corporation, which may have very different goals and success benchmarks.'-Brent Callinicos, CPA, Treasurer, Microsoft Corporation'The Risk Management Process is at the same time scholarly and comprehensive, yet readable, realistic, and insightful. Unquestionably, this is the right book at the right time, destined to become the standard reference work in the field.'-Steve H. Hanke, Professor of Applied Economics, Johns Hopkins University, and Chairman, The Friedberg Mercantile Group, Inc.
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12.

Financial Intermediation in the 21st Century (Chap. 21 "Credit Risk: the New Frontier of Risk Management") » Read Now
by Zuhayr Mikdashi. 316 pgs.

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The increasing interdependence of the world economy has huge implications for global finance in the 21st century. This volume brings together leading scholars and practitioners to offer an in-depth analysis of the new direction open to the financial services industry. They explore the challenges and...
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The increasing interdependence of the world economy has huge implications for global finance in the 21st century. This volume brings together leading scholars and practitioners to offer an in-depth analysis of the new direction open to the financial services industry. They explore the challenges and opportunities of the new finance era, future development in financial markets, with particular emphasis on the role of new technologies and the industry's view of strengthening financial intermediation. The book concludes with an assessment of key managerial and regulatory issues.
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