NO-FAULT INSURANCE

type of indemnity plan, usually applied to automobile coverage, in which those injured in an accident receive direct payment from the company with which they themselves are insured. Originated (1947) in Saskatchewan, Canada, no-fault insurance eliminates the need for accident victims to establish another's liability, or fault, through a civil lawsuit. Lawyers' groups oppose no-fault, saying that it limits the citizen's right to sue. Supporters say that it leads to quicker settlement of accident claims and lower premium rates than the traditional tort liability system because it reduces legal fees and court costs. The first comprehensive no-fault plan in the United States was adopted (1971) in Massachusetts. Currently 13 states have no-fault auto insurance laws that in some way restrict the right of parties to file legal suits. Provisions defining when a person can sue in no-fault states vary, but motorists can generally sue for severe injuries. Recently, however, rising insurance costs have led some states to reexamine the effectiveness of no-fault insurance laws.

____________________

The Columbia Encyclopedia, Sixth Edition Copyright© 2004, Columbia University Press. Licensed from Lernout & Hauspie Speech Products N.V. All rights reserved.

-34316-

Top...
Search the Library
Books
Journals
Magazines
Newspapers
Encyclopedia
Advanced Search
About Questia
Questia is the world's largest online academic library offering full-text books, journals, and articles on thousands of topics.

Join Now...
Questia Books and Articles on: No Fault Insurance
We found: 5543 results
By media type:
 

Books:

 

969  

 

Journal articles:

 

1778  

 

Magazine articles:

 

1156  

 

Newspaper articles:

 

1632  

 

Encyclopedia articles:

 

8  
 

books on: No Fault Insurance  - 969 results

       More book Results: 1-10 11-20 21-30 31-40 41-50 >>  
 
1.
The Effect of No-Fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States
Book by David S. Loughran; Rand, 2001
Subjects: Automobile Drivers--United States, Insurance, No-Fault Automobile--United States, Traffic Accidents--United States
...suit to the at-fault driver is actually...presence of liability insurance. According to...between tort and no-fault states...companies in no-fault states level surcharges...incentives under no-fault and tort insurance. The effect of no-fault insurance...
2.
The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation
Book by Angela Hawken, Stephen J. Carroll Allan, F. Abrahamse; Rand, 2001
Subjects: Insurance Crimes--California, Insurance Crimes--United States, Insurance, Automobile--California, Insurance, Automobile--United States
...effect of Royal Globe on auto insurance premiums is substantially greater...of the California Department of Insurance. Liability premiums, as defined...coverages, including first-party, no-fault insurance, and property damage liability...
3.
Insurance Regulation in the United States: An Overview for Business and Government
Book by Peter M. Lencsis; Quorum Books, 1997
Subjects: Insurance Law--United States
...29 have enacted versions of "no-fault" automobile insurance laws sometimes called automobile...insurers. This "first-party" insurance is payable regardless of who...accident, or even if there was no fault on anyones part. Suits...
4.
Opportunities in Insurance Careers
Book by Robert M. Schrayer; VGM Career Horizons, 2000
Subjects: Insurance--Vocational Guidance
...NAIC) The association of state insurance department heads. The organization...legislative bills having to do with insurance. Negligence The omission of...prudent person would not do. No-fault automobile insurance An approach to automobile insurance...
5.
Unemployment Insurance in the United States: Analysis of Policy Issues
Book by Christopher J. O' Leary, Stephen A. Wandner; W.E. Upjohn Institute for Employment Research, 1997
Subjects: Insurance, Unemployment--Government Policy--United States--History, Insurance, Unemployment--United States, Insurance, Unemployment--United States--History
...to address the issue of fault. The notion that UI benefits...lose their jobs through no fault of their own is deeply ingrained...applying the concept of no fault. Before examining...other forms of social insurance, such as
More book Results: 1-10 11-20 21-30 31-40 41-50 >>

Top...
 

journal articles on: No Fault Insurance  - 1778 results

       More journal Results: 1-10 11-20 21-30 31-40 41-50 >>  
 
1.
Determinants of No-fault Insurance Measures
Journal article by Rose Anne Devlin; Journal of Risk and Insurance, Vol. 69, 2002
Subjects: Insurance rates, No fault automobile insurance, State regulation, Statistical analysis, Studies, United States
...Determinants of No-fault Insurance Measures by Rose...largest cost to the insurance firm.17 To the extent that no-fault rules help reduce...influence the no-fault decision is the...who purchased insurance in the involuntary...
2.
Comparative Fault in Legal Malpractice and Insurance Bad Faith: an Argument for Symmetry
Journal article by Larry Garrett; The Review of Litigation, Vol. 21, 2002
Subjects: Legal malpractice, Torts
...dealing in an insurance policy is a two...could perceive no sound reason that...of comparative fault applied to negligent...the comparative fault defense unavailable in the insurance bad faith context...tort treatment of insurance bad faith apply...that society has no such corresponding...
3.
Endorsements Used in Policy without Proper Filing and Approval Required by State Insurance Regulation Void and of No Impact on Priority between No Fault and Liability Coverage
Journal article by Jeffrey W. Stempel; Journal of Risk and Insurance, Vol. 71, 2004
...Approval Required by State Insurance Regulation Void and of No Impact on Priority between No Fault and Liability Coverage...Clarendon National Mutual Insurance Co. v. Amica Mutual Insurance...language. If there is no action within that time...
4.
Deterring Fraud: the Role of General Damage Awards in Automobile Insurance Settlements
Journal article by David S. Loughran; Journal of Risk and Insurance, Vol. 72, 2005
Subjects: Automobile insurance, Insurance claims, Insurance fraud, Mathematical models, Settlements & damages, Statistical analysis, Studies, Third party
...filed in the 13 states that in 1997 offered no-fault auto insurance in which claimants collect primarily from their own insurance regardless of fault. No-fault insurance prohibits claimants from suing for general...
5.
The Journal of Risk and Insurance: a 75-year Historical Perspective
Journal article by Mary A. Weiss, Joseph Qiu; Journal of Risk and Insurance, Vol. 75, 2008
Subjects: Anniversaries, History, Insurance industry, Journals
...the effect of the Depression on insurance. Many other issues have arisen...financing, new types of life insurance contracts, evolving legal systems (e.g., no-fault insurance), and catastrophe financing...
More journal Results: 1-10 11-20 21-30 31-40 41-50 >>

Top...
 

magazine articles on: No Fault Insurance  - 1156 results

       More magazine Results: 1-10 11-20 21-30 31-40 41-50 >>  
 
1.
Whose No-Fault Is It Anyway
Magazine article by Peter Spiro, Daniel Mirvish; Washington Monthly, Vol. 21, October 1989
Subjects: Consumer advocacy--Analysis, Nader, Ralph--Attitudes, No-fault automobile insurance--Political aspects
...maddening about the crisis in auto insurance is that the solution is hardly a secret: no-fault insurance. That concept has existed almost...deal of confusion surrounding no-fault insurance. While, in fact, it is an...
2.
Whatever Happened to No-Fault?
Magazine article by Peter Spiro, Jeffrey O'Connell; Washington Monthly, Vol. 18, April 1986
Subjects: Automobile insurance--Cases, Liability for traffic accidents--Laws, regulations, etc., Liability insurance, Liability insurance--Economic aspects, Michigan--Social policy, No-fault automobile insurance--Laws, regulations, etc., Traffic regulations--Michigan
...suffering. No-fault also caps...under other insurance programs...threshold If no-faults virtues are...assertions, no-fault actually increases auto insurance premiums...of hiked insurance premiums...comparisons of fault and no-fault jurisdictions...
3.
No Fault... or Your Fault?
Magazine article by Kyle Fluegge; Phi Kappa Phi Forum, Vol. 87, Summer 2007
Subjects: Bodily injury, Cognition & reasoning, Cost control, Insurance companies, Insurance premiums, No fault automobile insurance
No Fault... or Your Fault...undergraduate, the enigma of auto insurance had me scratching my head...their states mandatory no-fault policy or its...consumers actually carry insurance. Indeed, in some no-fault states such as Minnesota...
4.
End No-Fault Divorce
Magazine article by Maggie Gallagher, Barbara Dafoe Whitehead; First Things: A Monthly Journal of Religion and Public Life, August 1997
Subjects: Divorce--Laws, regulations, etc., Interpersonal conflict--Social aspects, No-fault divorce--Social aspects
...at all, because no-faults primary purpose is to...greatest possible speed, no questions asked. The...and legislated about no-fault divorce as if it represented...enforce? As for no-faults second promise--to...conclusion. Lawyers like no-fault divorce because it moves...
5.
The High Price of Auto Insurance
Magazine article by Diana Gordon; State Legislatures, Vol. 24, March 1998
Subjects: Auto Choice Reform Act, Automobile insurance--Finance
...out that most no-fault states have...the highest insurance rates in the...What kind of insurance is there in the state? Tort? No-fault? Choice...He adds that no-fault "removes a...overhead for insurance companies and...
More magazine Results: 1-10 11-20 21-30 31-40 41-50 >>

Top...
 

newspaper articles on: No Fault Insurance  - 1632 results

       More newspaper Results: 1-10 11-20 21-30 31-40 41-50 >>  
 
1.
Villar Proposes No-Fault Insurance for Overseas Workers
Newspaper article; Manila Bulletin, May 27, 2008
Subjects: Insurance
Villar Proposes No-Fault Insurance for Overseas Workers. The no-fault insurance is traditionally associated...paid by them," Villar said. Villar said no-fault insurance can help victims of illegal recruitment to...
2.
Senate Panel OKs 'No-Fault Insurance' Policy
Newspaper article; Manila Bulletin, January 22, 2010
Subjects: Insurance policies
Senate Panel OKs No-Fault Insurance Policy. The Senate Blue Ribbon Committee has ordered the full implementation of the ldquo;no-fault insurance rdquo; policy that would compel ship owners to pay the claims...
3.
Md. Democrats Shift Blame; Fault Insurance Official for HMO Rate Rise
Newspaper article; The Washington Times, January 27, 2005
Subjects: Redmer, Al
...Democrats Shift Blame; Fault Insurance Official for HMO Rate...the Republican state insurance commissioner for health...for the resignation of Insurance Commissioner Alfred W...that, I think we have no other choice than to...
4.
Insurance Puts out Flood Verdict; Overland Flow at Fault; No Breach of City Basins
Newspaper article; The Chronicle (Toowoomba, Australia), February 24, 2011
Insurance Puts out Flood Verdict; Overland Flow at Fault; No Breach of City Basins. A SUMMARY of the Insurance Council of Australias report into the nature and causes of Toowoombas flash flood. THE severe flooding that occurred in East, West...
5.
'It's Unfair Jamie's Car Has Been Damaged through No Fault of His Own'
Newspaper article; South Wales Echo (Cardiff, Wales), May 26, 2008
Subjects: Insurance industry
...Car Has Been Damaged through No Fault of His Own. Byline: Peter Collins...glory. But a wrangle over his insurance claim has meant that the wreckage...has been unable to claim on his insurance and has had no luck in claiming against the...
More newspaper Results: 1-10 11-20 21-30 31-40 41-50 >>

Top...
 

encyclopedia articles on: No Fault Insurance  - 8 results

       More encyclopedia Results: 1-8 >>  
 
1.
No-Fault Insurance
Encyclopedia article; The Columbia Encyclopedia, Sixth Edition, 2009
NO-FAULT INSURANCE type of indemnity plan, usually applied to automobile coverage...themselves are insured. Originated (1947) in Saskatchewan, Canada, no-fault insurance eliminates the need for accident victims to establish anothers liability...
2.
Insurance
Encyclopedia article; The Columbia Encyclopedia, Sixth Edition, 2009
...car owners, however, carry only partial insurance. In many states liability insurance is compulsory, and a number of states have instituted so-called no-fault insurance plans, whereby automobile accident victims...
3.
Negligence
Encyclopedia article; The Columbia Encyclopedia, Sixth Edition, 2009
...source of modern civil litigation. Most cases arise from vehicular traffic accidents; the widespread adoption of no-fault insurance may, however, reduce the role of negligence law in the future. Besides its civil aspects, negligence may also...
4.
Tort
Encyclopedia article; The Columbia Encyclopedia, Sixth Edition, 2009
...assigned without a finding of fault, as in no-fault automobile insurance. In areas where the finding...process does little but raise insurance premiums while providing windfalls...settlements and to broaden no-fault statutes for use in...
5.
Parti QuÉbÉcois
Encyclopedia article; The Columbia Encyclopedia, Sixth Edition, 2009
...of English on signs and in most commercial transactions. It also introduced much social legislation, such as no-fault auto insurance legislation. In May, 1980, voters in the long-awaited provincial referendum rejected the proposition that...
More encyclopedia Results: 1-8 >>

Top...
 About Questia   ::   Privacy   ::   Contact