Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 59, No. 8, August

15 Minutes with ... STEPHEN STAFFORD
PRESIDENT AND CEO OF THE $337 MILLION-ASSETFIRST NATIONAL BANK IN GREEN FORESTGREEN FOREST, ARK.IB: What's your community of Green Forest like?Stafford: Green Forest has 3,000 people. We have eight offices in four counties; one branch has a deck where...
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Bank Notes
Send your letters to IB by e-mail to Bank Notes at magazine@icba.org.Use the Current Regulatory SystemGiven the [Obama] administration's new push for expanded regulation of the financial services industry, is anyone in Washington discussing the inherent,...
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Consumer Regulation-First Do No Harm
In June, the Obama administration proposed a Consumer Financial Protection Agency to make sure that rogue Wall Street bank and nonbank financial-services players do not dupe the consumer again.So why are community banks being threatened with a one-size-fits-all...
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Inflation Where Is Thy Sting?
Review your bond portfolio to inoculate against possible interest rate hikesWe keep hearing ominous predictions about the oncoming freight train known as inflation. To be sure, Economics 101 taught that the cause of inflation is too much money chasing...
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Just the Right Size
ICBA PRODUCT AND SERVICE PROGRAMS EMPOWER COMMUNITY BANKS TO GIVE CUSTOMERS SOPHISTICATED OPTIONS AND SUPERIOR SERVICE.ICBA HELPS COMMUNITY BANKS PROVIDE VALUABLE PRODUCTS AND SERVICES FOR MAIN STREET AMERICAAs Goldilocks discovered, not too big and...
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Make History with Icba
History is made from events, both large and small, that alter the course of nations and their cultures. We live as much as we study history-we witness it and sometimes make it whether we like it or not.A year after Washington policymakers began improvising...
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Managing the Downturn
How to Thrive Despite Concerns about Commercial Real Estate LoansAre community banks about to get crushed by their exposure to the troubled commercial real estate market?While some recent reports suggest nothing but gloom, there's good reason to believe...
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Payment Protocols
Managing your community bank's ACH and demand-draft riskWould any sane person attempt to drive a car blindfolded? Of course not. So why do so many banks operate their ACH and check systems completely in the dark? True, no lives are lost-but the potential...
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Personal Views
COMMUNITY BANKERS TALK ABOUT THE BENEFITS OF ICBA MEMBERSHIPAmerica has many faces. We have varied landscapes, diverse ethnicities, different accents. Bbut a range of voices can merge in harmony, adding to the national conversation and augmenting one...
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Smart Coding
Ensuring that outsourced software-development projects are done rightAbout half of community banks outsource their core processing systems, and even those that operate in-house systems often use technology vendors to harness all the processing power...
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Some Good/some Bad
WHILE THERE IS MUCH FOR COMMUNITY BANKERS TO APPLAUD IN THE FINANCIAL REGULATORY REFORM PACKAGE RECENTLY PROPOSED BY THE OBAMA ADMINISTRATION, THERE ARE ALSO KEY PROVISIONS THAT ICBA AND ITS MEMBERS VIGOROUSLY OPPOSE.ICBA President and CEO Camden Fine...
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