Independent Banker

With the right technology, useful customer information can be easily and widely accessible for community banks to take effective marketing actionFor today's bank marketers, technology can be both a benefit and, if not used effectively, a major hindrance....

Card companies are developing new ways to transfer funds. Are you ready?While some U.S. banks have dipped their toes into the person-to-person market for electronic payments, new mobile-phone services could speed up the use of electronic remittances-everything...

VIRGINIA'S VILLAGE BANK AND ITS CEO, TOM WINFREE, LEAD THE CHARGE TO SUPPORT THE FAMILIES OF INJURED VETERANSAn organization to help families of wounded soldiers started over breakfast at a Bob Evans Family Restaurant in Richmond, Va., in 2005. A group...

ICBA In Ac tionTheir timing was perfect. Hundreds of ICBA leadership community bankers descended on Capitol Hill to lobby their congressional delegations just before the U.S. Senate embarked on a high-stakes debate over financial regulatory reform.Community...

Bank-portfolio investing is Topic A for Mark Medford of Vining SparksFor the world, Memphis has produced many good things, including barbecue and Elvis Presley. For community banks, the city has produced Vining Sparks, the clearing broker serving the...

ICBA VOICES CONCERNS AS FEDERAL RESERVE TACKLES PENALTY FEES IN PART III OF RULES TO IMPLEMENT THE CREDIT CARD ACTFor the third time in 12 months, the Federal Reserve Board proposed a set of new consumer credit card regulations to implement the Credit...

Reward more use, ask users' opinions and other credit strategiesThe economy has changed the way banks in general handle credit-card accounts and the way consumers use credit cards. Many banks are closing accounts, reducing credit lines and limiting or...