Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 53, No. 1, January

Ag Corner
Fighting for FundingFollowing ICBA efforts, the Federal Reserve keeps seasonal funding program intactOct. 31 is best known as the day that marks Halloween festivities. This past Halloween, bankers received a soothing treat when the Federal Reserve Board...
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America's Most Eligible
Missouri banker Aaron Buerge talks about life in Springfield-and his brush with HollywoodAaron Buerge has grown accustomed to strangers knowing his name. As senior vice president of commercial lending at First National Bank in Springfield, Mo., his picture...
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An Online Salary Source
Real-time compensation data remains current to track national pay trendsCEOs and presidents of community banks in the Northeastern states bring home more money than their colleagues anywhere else in the United States. In fact, according to a data-run...
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Complicating Simplification
Several months after being confirmed by the Senate as the new Secretary of the Department of Housing and Urban Development, Mel Martinez expressed his personal frustration with the complex paperwork he faced when buying a home and moving his family to...
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Education and Training
Easy TrainingAudio conferencing saves time and money with in-house educationIn the past, the phrase "ongoing training" conjured images of sending bank employees off to a city to learn about the newest information in technology, regulation and trends....
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From the Top
Covering the DetailsIn Washington, Congress imposes while the regulators dispose-of the nitty-gritty details, that is. That two-step public policy waltz is certainly how important federal community banking issues unfold along the banks of the Potomac.Responding...
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Marketing Matters
Going DirectHow to get the most out of your direct mail campaignChances are your customers get bombarded with mail every day. And probably a large majority of that mail never gets opened, much less read. Can your bank cut through the clutter of all the...
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NETWORK Guardians
Looking outside for Information Security optionsJames Goetz, chairman of Security First Bank of North Dakota, says over the years his bank has gotten good at vaults and alarms, but securing Internet connections and bank networks is something else entirely....
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Newslines
Stopping Serial RefinancingOverwhelmed loan officers may see relief from the influx of home loan refinancers, as new regulations from Fannie Mae aim to stop homeowners who refinance several times a year to benefit from lower interest rates.A new rule...
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Portfolio Management
Suitable SecuritiesRisk versus rewards: an analysis of options and alternativesIt's always difficult to choose among alternative investments, since there are so many logical choices. It's even more difficult choosing among complex investments with variable...
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Spotlighting Corporate Governance
Shining a light on the new Sarbanes-Oxley Act rules affecting executive officers and directorsThe full impact of the Sarbanes-Oxley Act of 2002, the legislative reaction to last year's stunning accounting scandals of Enron, WorldCom and others, won't...
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What Bankers Think
Perspectives in 2002 reflecting our industry from the front linesExperts of all kinds churned out scores of studies and publications in 2002 about the state of community banking and its future. Too often the views of community bankers get forgotten among...
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