Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 55, No. 7, July

A Capitol Conference
ICBA's leadership bankers rally behind the Communities First ActWith their task clear and the shuttle busses to Capitol Hill ready to go, more than 300 community bankers made their way to Washington, D.C., this May and rallied behind new legislation...
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A Decade of Rapid Change and Upheaval
As optimistic and prosperous a decade as the 1950s was, the 1960s was the polar opposite. It was marked by upheaval, conflict and widespread violence for America and for the world.At home, Americans struggled with race riots, social protests and political...
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Entering the Fray
ICBA Securities inks deal to help provide capital market servicesAs community banks enter new phases in their business life cycles and mature into different asset and deposit configurations, they often develop needs related to their capital that require...
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Funding Home Financing
Promoting constructive change likely facing the Federal Home Loan Bank SystemI don't think there's much disagreement about the desire for the GSEs to have world-class regulation. As you know, Congress is likely to put the regulation of all three housing...
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Gse Reform-Take Two
Privatization and securitization are still abuzz on Capitol HillThere are things happening on the [Capitol] Hill and in the industry that could be very effective and destructive.One, I'm hearing talk now that people want to get into the portfolio containment...
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Iba Gets an Extra "A"
The mid-1960s were a relatively tranquil time for community banks. We enjoyed prosperity and were pretty much holding our own against non-bank competition.Nonetheless, not all was quiet at the front. Our trade association, as it always does, had to prepare...
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Lay of the Land
Four bankers give their take on lending trends and challengesAs any successful executive knows, to excel in a given industry you must first understand the dynamics in play. Only then can you hope to deliver the right products and services to benefit...
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Lending to the Limit
Seven in 10 bank executives are optimistic about the outlook of community banking, according to Grant Thornton's 2005 community bank executive survey. And they have good cause for their enthusiasm. Despite a still lagging economy, community bankers did...
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Lifestyle Lending
Putting a smile on customers' faces-sometimes literallyLike many Americans, there are people in Walden, N.Y., who want a celebrity smile.The pearly white, perfectly aligned, sparkling teeth of the rich and famous have grown within the reach of everyday...
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Playing for Keeps
ICBA MORTGAGE MAKES ITS NAME BY DELIVERING ON BANKERS MORTGAGE NEEDSEDITOR'S NOTE:ICBA and ICBA Mortgage were previously known as IBAA and IBAA Mortgage, respectively. To minimize confusion they are referred to as ICBA and ICBA Mortgage.Back in 1991,...
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