Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 52, No. 11, November

From the Top
Strong in TechnologyTechnology too often is perceived as largely an unruly domain tamed only by the banking behemoths. Deep pockets and legions of tech-savvy staff are seen as requirements for being faster and stronger at the technology survival game.Of...
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Marketing Matters
Planning PromotionsTips to generate the highest returns for your investmentThe New Year is just around the corner. Ok, maybe around the corner and half way around the other corner. But it's coming. By this time many banks have already created a marketing...
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Membership Central
Long-time MembersCommunity banks reach 25-year and 50-year ICBA membership milestonesCongratulations are in order for a very special group of ICBA's 5,000 member banks! This year, 132 ICBA members have achieved 25 and 50 years of membership. They join...
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CRA Burdens Large Community Banks MoreCommunity Reinvestment Act compliance examination costs more than double after a community bank grows beyond $250 million in assets, according to a study by the ICBA and Grant Thornton LLP.A survey conducted for...
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Portfolio Management
Tackling Step-UpsNo longer "red-lined" as structured notes, but are they suitable?Step-ups were classified as structured notes prior to 1998 and, as such, carried the added regulatory burden of stress testing and special reporting. The FFIEC 1998 Supervisory...
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Tech Realities
Facing leaner budgets, banks judge technology decisions for long-term resultsThe frenzied technology spending of the 1990s is over, and with it goes the fat technology budgets that allowed banks to make relatively large investments in new technology....
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The Follow Through
You've got the technology plan, now what?Technology, technology, and more technology. For years now, community hankers have been steeped in studying, planning for and adapting to new developments, breakthroughs and options in technology. Frankly, just...
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