Business Credit

Business Credit is a magazine covering finance, business risk management and provides information for the extension of credit, maintenance of accounts receivable, and cash asset management. It is published 10 times per year by the National Association of Credit Management.Subjects for Business Credit include banking, finance and investments.

Articles from Vol. 108, No. 6, June

American Indian Law and the Government
The Supreme Court recognizes Indian tribes as sovereign nations that pre-existed the states and the United States. Though Indian tribes existed before the Constitution, they were not invited to ratify the Constitution and they were not parties to its...
Blogging: A Business Matter
The current movement in personal writing and instant publishing is called blogging. Unlike traditional media that require lead time for publishing, blogs are frequently-updated, often daily online journals of opinions, information and links to interesting...
Blogging: A Business Matter
The current movement in personal writing and instant publishing is called blogging. Unlike traditional media that require lead time for publishing, blogs are frequently-updated, often daily online journals of opinions, information and links to interesting...
Business and Credit Challenges in China Today
By any number of economic measures, China has become a global economic juggernaut. Chinese economic advances have brought about significant challenges to many U.S. companies that have lost market share due to competition from Chinese companies that...
Business Ethics Magazine Lists "100 Best Corporate Citizens" for 2006
Business Ethics Magazine has released its annual survey of the "100 Best Corporate Citizens" in the Spring 2006 issue. The closely-watched survey has gained national recognition as an indicator of best practices in the area of corporate social responsibility....
Business Ethics Magazine Lists "100 Best Corporate Citizens" for 2006
Business Ethics Magazine has released its annual survey of the "100 Best Corporate Citizens" in the Spring 2006 issue. The closely-watched survey has gained national recognition as an indicator of best practices in the area of corporate social responsibility.This...
Credit at Work
Dear Andy, I would like to begin an internship program in my credit department. How can I attract top intern candidates from colleges in my area? Internships are becoming one of the most sought-after prizes on college campuses. It's no wonder:...
Credit Management, on Location
It was a crisp, sunny day in the outskirts of Beltsville, Maryland. In a dilapidated industrial park, a silver Taurus was searching for what seemed to be a bad address. Up and down the street it slowly crept, both the driver and passenger peering at...
Credit Manager's Index for April 2006... Now Seasonally Adjusted!
The Combined Credit Manager's Index (CMI) fell a modest 0.6 percent for the month of April on a seasonally adjusted basis. The decline was comprised of a 1.8 percent fall in the service sector index and an offsetting rise of 0.5 percent in the manufacturing...
Credit Manager's Index: For April 2006 ... Now Seasonally Adjusted!
The Combined Credit Manager's Index (CMI) fell a modest 0.6 percent for the month of April on a seasonally adjusted basis. The decline was comprised of a 1.8 percent fall in the service sector index and an offsetting rise of 0.5 percent in the manufacturing...
Doing Business the Socially Responsible Way
"It's hot to be green," said Tom Arnold, Chief Environmental Engineer for TerraPass, a company that invests in clean, renuable sources of energy. As concerns grow over global warming, environmental pollution, dwindling stocks of fossil fuels, and the...
Export Credit Insurance: Don't Leave the Country without It
There is a lucrative and relatively unknown financing tool that businesses large and small can use to expand their horizons. If the desire to export your product overseas seems appealing, then export credit insurance is something to be looked into....
Ford Promotes Driving Greener Miles
Green is a color that often denotes environmentally friendly themes. However, it will soon be a color that can be associated with those who purchase cars made by Ford Motor Company. Ford has teamed up with TerraPass to promote a "Greener Miles" program,...
Ford Promotes Driving Greener Miles
Green is a color that often denotes environmentally friendly themes. However, it will soon be a color that can be associated with those who purchase cars made by Ford Motor Company. Ford has teamed up with TerraPass to promote a "Greener Miles" program,...
Front Page
Caution Warning To China ExportersGlobal Credit Solutions (GCS Group) head office, located in Melbourne, Australia, has recently advised a number of clients located in China who have been exporting to India and Pakistan to take care with regards to payments...
Getting Commercial in Indian Country
Indian tribes are not merely casino entrepreneurs or cigarette wholesalers. In conjunction with America's largest corporations, Indians are now engaged in real estate development, banking and finance, telecommunications, wholesale and retail trade...
Green Businesses: Building Value over the Long Term
LACKING APPROPRIATE MARKET signals, current business practices often harm both ecosystems and human communities. A green business simultaneously enhances natural capital, social capital, and economic capital. It creates new opportunities for itself...
Green Businesses: Building Value over the Long Term
ECOTRUSTLACKING APPROPRIATE MARKET signals, current business practices often harm both ecosystems and human communities. A green business simultaneously enhances natural capital, social capital, and economic capital. It creates new opportunities for...
Hot Spots: Iraq
Four and a half months since Iraqis bravely went to the polls, the country finally has made some meaningful moves toward forming a new government. Parliament confirmed President Jalal Talabani for a second term in office, who then asked the Shi'ite...
Hot Spots: Iraq
Four and a half months since Iraqis bravely went to the polls, the country finally has made some meaningful moves toward forming a new government. Parliament confirmed President Jalal Talabani for a second term in office, who then asked the Shi'ite United...
Internal Sales Fraud against the Company and the Credit Manager
Sales fraud is generally contextualized as the sales frauds that target customers. However, sales frauds also exist in many other contexts, which are frequently hidden under other organizational behavioral descriptions, such as poor management practices,...
Involuntary Bankruptcy Petition Upheld: Media Providers' Claims against Advertising Agency Not Subject to Bona Fide Dispute
Trade creditors have the power to involuntarily force a business debtor into bankruptcy. However, the requirements for an involuntary bankruptcy, contained in Section 303 of the Bankruptcy Code, create defenses that a prospective debtor could assert...
Mechanics' Liens and Construction Bonds under Louisiana Law
Louisiana is the only one of the 50 states which bases its legal system on civil, as opposed to common, law. These are the two prominent legal systems in the Western world. Common law is derived from the English legal system; civil law was originally...
Mechanics' Liens and Construction Bonds under Louisiana Law
Louisiana is the only one of the 50 states which bases its legal system on civil, as opposed to common, law. These are the two prominent legal systems in the Western world. Common law is derived from the English legal system; civil law was originally...
NACM and the National Honors and Awards Committee Congratulates Our 2006 National Awards Recipients
National Credit Executive of the Year Gary White, CCE is the National Credit Executive of the Year. This award goes to an individual who epitomizes an outstanding credit professional. Mr. White, HVCS Manager for Waste Management in Houston, TX,...
NACM Board of Directors 2006-2007
Chairman of the Board Mark Tuniewicz, CCE Principal Preferential Payment Experts, Ltd. Term: 2006-2007 'I'm honored and humbled at my election as NACM'S National Chairman. I welcome the opportunity to give back to the organization that's...
No License-Free Ride?
For nearly 70 years, California has embraced a statutory licensing scheme for contractors. The Contractors' State License Law, Ca. Bus & Prof. Code [section] 7000, et seq. (the CSLL) significantly punishes a contractor for failure to maintain proper...
Non-U.S. Companies Struggle to Make Sarbanes-Oxley Compliance Sustainable in the Longer Term
Non-U.S. companies that are required to comply with Section 404 of the Sarbanes-Oxley legislation for the first time this year are so focused on the year one deadline that they are struggling to make the process sustainable for the future, according...
Non-U.S. Companies Struggle to Make Sarbanes-Oxley Compliance Sustainable in the Longer Term
Non-U.S. companies that are required to comply with Section 404 of the Sarbanes-Oxley legislation for the first time this year are so focused on the year one deadline that they are struggling to make the process sustainable for the future, according...
Predicting and Pre-Empting the Corporate Heart Attack
Long before a crisis hits; long before it shows in the financials; or even in the parametrics; the signs are there for those who know. Harry was a gray man. His hair was gray. His eyes were gray. That day his face was gray. Harry has had a heart...
Social Footprint: Measuring Corporate Sustainability Performance
There is no dearth of metrics to measure corporate social and environmental performance. What is lacking, however, is a means to assess the actual social and environmental impacts of corporate action-in other words, the degree to which corporate social...
Successful Day on Capitol Hill for NACM
On April 25, among the lobbyists and constituents shuffling to and from Congressional offices in the nation's capitol, was a contingent of NACM members presenting their views on the important issues affecting business credit. The occasion was NACM's...
Successful Day on Capitol Hill for NACM
On April 25, among the lobbyists and constituents shuffling to and from Congressional offices in the nation's capitol, was a contingent of NACM members presenting their views on the important issues affecting business credit. The occasion was NACM's...
Sustainable Business Practices
As global awareness and concern about the long-term health of the worlds environment increases, some stakeholders and business leaders have begun to call on the business community to play a major role in moving the global economy toward "sustainability."...
Sustainable Business Practices
Business for Social ResponsibilityAs global awareness and concern about the long-term health of the world's environment increases, some stakeholders and business leaders have begun to call on the business community to play a major role in moving the...
Thanks for the Memories
IT'S BEEN AN EXCITING YEAR AND A PRIVILEGE TO have served as your National Chairman; never in my wildest dreams did I think that I'd have the many experiences I've enjoyed this past year. I've pinched myself many times trying to figure out how I was...
The 2006 National Honors and Awards Program
NACM and the National Honors and Awards Committee congratulates our 2006 National Awards recipients.National Credit Executive of the YearGary White, CCE is the National Credit Executive of the Year. This award goes to an individual who epitomizes an...
The Concept of Related Stress
Job stress can be defined as the harmful physical and emotional responses that occur when the requirements of the job do not match the capabilities, resources, or needs of the worker. Job stress can lead to poor health and even injury. The concept of...
U.S. Construction Starts Show Strength Early in 2006
Reed Construction Data announced that U.S. construction starts, excluding residential projects, increased 9.5 percent in the first two months of 2006 compared to the same period in 2005. The value of non-residential construction starts increased a similar...
U.S. Construction Starts: Show Strength Early in 2006
Reed Construction Data announced that U.S. construction starts, excluding residential projects, increased 9.5 percent in the first two months of 2006 compared to the same period in 2005. The value of non-residential construction starts increased a...
Virtual Worlds: Today and in the Future
Increased broadband access and the emergence of more powerful computers for everyday use are fueling a rise in the popularity of shared multi-user online spaces known as virtual worlds. Virtual worlds are simulated environments accessed by multiple...
Virtual Worlds: Today and in the Future
BCSIncreased broadband access and the emergence of more powerful computers for everyday use are fueling a rise in the popularity of shared multi-user online spaces known as virtual worlds.Virtual worlds are simulated environments accessed by multiple...
What Tomorrow's Candidates Need to Know Today
No one knows what the future holds, but workers often wish they could get a sneak peak. Being able to predict what developments will affect a particular field, which industries are poised for growth and which skills employers will seek can provide...