Business Credit

Business Credit is a magazine covering finance, business risk management and provides information for the extension of credit, maintenance of accounts receivable, and cash asset management. It is published 10 times per year by the National Association of Credit Management.Subjects for Business Credit include banking, finance and investments.

Articles from Vol. 95, No. 1, January

A Fresh Approach to Financial Gearing
Measurement of financial leverage or the financial gearing of an organization is seen as a solved problem--the ideal solution being the debt-to-equity ratio. Yet professionals who frequently use this ratio are familiar with its limitations, and therefore...
CMLI Is First Step in Continuing Education
It happens every year. As the final days of hot weather fade and the green leaves of summer begin their transformation into autumn hues, millions of Americans dust off their notebooks and journey back into the classroom. This past fall, such was the...
Company Is Fueled with Information
The country may run on oil, but independent oil and gas producers like Parker & Parsley in Midland, Texas, run on information. The problem for this company was that most of the information was found on paper. Financial information, well-operations...
Creditors Lobby to Defeat Poor Plan
From a credit perspective, the '80s may go down in history as the decade of corporate acquisition and expansion. In the aftermath, the '90s are becoming the decade of bankruptcy court. During the "high-flying" '80s, boards of directors were cutting big...
EDI Becomes Part of Economic Survival
Electronic data interchange (EDI) is finally being recognized for what it really is: A very powerful facilitator for change in companies whose management is sharply focused on profitability, competitiveness, and survival. There are now some 30 industries...
EDIFACT: Bridging the International Communications Gap
In the late 1800s, who would have dreamed that a century later we could journey halfway around the world in one day? We had barely mastered travel from one part of the country to another! But the natural barriers of land and sea were soon overcome, making...
EDI Means "Everybody Is Doing It," but Is Everybody Doing It Right?
To borrow a joke currently popular with consultants, the acronym EDI means that "Everybody is Doing It." But does everyone need to do it, and if they do, is the move to EDI based upon a realistic plan, backed by a coordinated and focused effort? It...
Government Sets the Pace for EDI
Electronic commerce stole the show at the NACM Government Receivables Department seminar "Collecting from the Government," September 9-11, 1992, in Arlington, Va. From electronic fund transfers to credit card payments, electronic solutions promise to...
GTE Government Systems Gets a Handle on Accounts
It is the best kind of problem to have--a busy accounting department. At GTE Government Systems, we wanted to install a more efficient microfilm recordkeeping system to keep up with the 175,000 invoices the company handles yearly. Our Command, Control,...
Imaging: Companies Go Paperless
The new technology of "imaging" is taking companies by storm. With its power and flexibility, imaging is opening up new ways to accomplish tasks, structure processes, and manage and distribute information like never before. While business activities,...
Imaging Revitalizes Department's Filing System
When the Diagnostic Cardiology Department of Saint Joseph's Medical Center in Yonkers, N.Y. was drowning in paper, I decided the best solution to ease the flow was the Canofile 250 electronic-filing system from Canon U.S.A. That was two years ago. Today,...
Imaging Technology Puts Trucking Receivables in Fast Lane
In the trucking business, keeping track of what is shipped, who it is shipped by, and when it is shipped, is a mission-critical task, essential for fast, accurate customer billing. At Sala Motor Lines, Inc., tracking the flow and managing documentation...
Municipal Lease-Purchase Obligations Can Supplement Your Nest Egg
A municipal lease-purchase obligation is a tax-exempt loan which even some seasoned investors are unaware of. It is a private placement with a maturity span of generally two to five years that offers a premium rate of return higher than comparable municipal...
Perfect Liens and Take Precautions in the Rental Business
As a construction and industrial equipment distributor, my company not only sells and services equipment, but also rents its products. I hope the following experiences will benefit others in the rental business. My company's line of equipment varies...
Renewing Direction and Purpose
As a child, I used to sit in front of my television set every Sunday morning tuned in to the latest adventure of the unflappable Flash Gordon. There is one scene from those serial episodes that remains vivid in my mind. I can still see Flash Gordon,...
Small Claims Court: Converting Judgments into Cash
More and more creditors are taking advantage of small claims court to pursue collection of unpaid bills for services rendered or goods sold and delivered. Frequently, however, plaintiffs who have successfully won judgments in court are disillusioned...
The Trends That Will Shape Our Future
Change in the business world is as inevitable as the rise and fall of the tide each day. Stay on top of progress and your company will keep pace in today's competitive environment. But let technological innovations pass you by and you may find your business...
The Trends That Will Shape Our Future: An Interview with Gerald Celente
Change in the business world is as inevitable as the rise and fall of the tide each day. Stay on top of progress and your company will keep pace in today's competitive environment. But let technological innovations pass you by and you may find your business...