ABA Banking Journal

Founded in July of 1908, ABA Banking Journal online contains the complete text of ABA Banking Journal, a monthly magazine on commercial bank operation and management published by Simmons-Boardman Publishing Corp. Articles cover employee relations, recruiting and training. Subjects in the magazine also include installment, mortgage, commercial, and industrial lending as well as correspondent, foreign, and retail banking; deposit gathering; bank cards; asset and liability management; data processing and telecommunications; security; government relations; and legal and regulatory developments. The publication also provides a calendar of ABA-sponsored courses, seminars and workshops. William W. Streeter is the Editor-in-Chief and Robert DeMarco is the Group Publisher/Senior Vice President. Steve Cocheo is the Executive Editor and Andrea Rovira is the Editorial Assistant.

Articles from Vol. 91, No. 7, July

At Last Internet Banking Takes Off
Remote banking--via telephone, ATM, and PCs--has been with us for about two decades, always touted as the innovation that will sweep in the cashless economy. But it hasn't happened yet. At the end of 1998, about 7 million households--representing about...
Banking's Top Performers
Mark P. Suter, vice-president, Monument Financial Group, Alexandria, Va., and Nancy Michael, managing associate, Furash & Company, Washington, D.C. PART 2: THE COMMUNITY BANKS The best banks point the way to a rapidly changing, but profitable,...
Closing the Skills Gap
High tech training tools promise to rectify deficits Skills expertise has always been a hallmark of banking--on the teller line, in the loan department, or in the boardroom. Today, however, new opportunities and a rising tide of information leave...
E-Banks or E-Branches?
Bill Orr, contributing editor. Orr wrote all three parts of this report. He writes from Waterbury Center, Vt., and can be reached by e-mail at orrbc@sover.net E-GLOSSARY e-: Prefix denoting an all-electronic operation over a network--usually...
Ex-Im Bank May Expand Delegate Program
At a recent public hearing in Boston, a panel of bankers was enthusiastic about having the Export-Import Bank of the United States expand its delegated lender program to medium-term loans. They were decidedly unenthusiastic, however, about sharing...
Government Website Addresses Y2K Concerns
Should I keep large amounts of cash home to be ready for Jan.1 breakdowns? "Absolutely not," says the federal government in its advice to consumers preparing for Y2K. Contrary to the hype and concerns unleashed by much of the media on the public,...
How a Broken Link Keeps Prices Down
Wayne M. Ayers, chief economist, BankBoston, and chairman of the ABA Economic Advisory Committee Suddenly fears of inflation are in the air. After an extended period of benign price reports, April consumer prices were up some 0.7% on the month....
How Not to Conduct a Presentation
H. Dennis Beaver. When he isn't teaching hankers public speaking at the Graduate Schools of Banking in Madison, Wis., or Boulder, Colo., Beaver can be found practicing law in Bakersfield, Calif He may be Emailed at: Thebeav@webtv.net Recently, I...
In Ag Country, It's A' Waiting Game
It is the first week of June now, and the farmers of Yellow Medicine Country have substantially wrapped up their planting for the season. Countywide, a bit more acreage has been sown this year than last. In part, this is because there is less incentive...
Mail Box
Filling in One Last Y2K Blank--Literally Q. Many of our customers have a large supply of checks with a preprinted "19--". What should customers do with those checks at year 2000? We are worried that entering "00" in the blank makes the check a stale...
Meeting the Privacy Challenge
Jo Ann S. Barefoot, contributing editor. Barefoot heads up Columbus, Ohio-based KPMG Barefoot, Marrinan, a business unit of KPMG Peat Marwick, LLP. She is a partner in the parent firm. Privacy will be the most challenging consumer issue banking...
Report Card on Trust and Retail Integration
Kenneth Kehrer, Ph.D., and Tom Cote. Contributing Editor Ken Kehrer is president of Kenneth Kehrer Associates, a Princeton, N.J., consultancy. Cote is an associate with Triad, Inc., a marketing communications firm in Larkspur, Calif. Last issue,...
Rx for That Sinking Feeling
It's been the best of times for community banks the past few years. They've picked up scores of customers disgruntled over one or more of the many bank mergers. But this happy state of affairs may soon be ending. The main reason is indicated by the...
Secret to Community Banking Success-Revealed!
Community bankers well know the challenges that they face. What they need are suggestions for what to do about those challenges. Who better to ask than a sampling of the highest-placing banks in the ABA Banking Journals latest annual "Top Performers"...
Turbocharging Our Grassroots Machinery
R. Scott Jones, chairman and CEO, Goodhue County National Bank, Red Wing, Minn. As president, my most important goal for the ABA has been to help bankers make a bigger impact in Washington. The 1998 credit union battle dramatically demonstrated...
Who's on First?
Gomez scores e-banking performances Although Internet banking is not yet four years old, it has a semiofficial scorekeeper with enough credibility to confer bragging rights on top performers. Every quarter, Gomez Advisors publishes at its Web site,...
Workflow Systems:
Lisa Valentine, contributing editor, who writes from Ballston Spa, N.Y. When it comes to passing around paper, there few industries that outdo the mortgage industry. Creating, receiving, and managing the correct documentation for even a simple mortgage...