ABA Banking Journal

Founded in July of 1908, ABA Banking Journal online contains the complete text of ABA Banking Journal, a monthly magazine on commercial bank operation and management published by Simmons-Boardman Publishing Corp. Articles cover employee relations, recruiting and training. Subjects in the magazine also include installment, mortgage, commercial, and industrial lending as well as correspondent, foreign, and retail banking; deposit gathering; bank cards; asset and liability management; data processing and telecommunications; security; government relations; and legal and regulatory developments. The publication also provides a calendar of ABA-sponsored courses, seminars and workshops. William W. Streeter is the Editor-in-Chief and Robert DeMarco is the Group Publisher/Senior Vice President. Steve Cocheo is the Executive Editor and Andrea Rovira is the Editorial Assistant.

Articles from Vol. 94, No. 8, August

10 Steps to Making Sure Your BSA Program Is All It Should Be
Your bank has a good Bank Secrecy Act compliance program. It designates a BSA compliance officer; addresses internal controls designed to identify reportable transactions; ensures that all required reports are accurate and timely filed; covers exemption...
All Banking Is Local. (Editor's Column)
REALLY? IN THIS TIME OF "globalization" it is amazing how much banking is still a function of local markets. It's a trait that is more peculiar to banking than, say, hardware. That's because hardware is essentially a commodity that can be, and has...
Building a Bigger Umbrella. (Briefing)
MY TRAVELS AS ABA PRESIDENT THIS year have taken me to many dozens of banking conferences and Town Meetings, state bankers association conventions and both formal and informal gatherings of bankers from coast to coast. Along the way, I've grown...
'Buy-In' Is Sold out. (against the Grain)
When we contemplate "change" and use the term "buy-in," we're already halfway down the wrong path. "Buy-in" indicates we're not thinking about visioning and leadership, we're thinking about dictating. In an old western, the above are called "fighten"...
Don't Be Fooled by the Liquidity Spurt: Plan Now for the Return of Tight Funding and Increased Regulatory Concern over Liquidity. Begin with a Liquidity Assessment. (Community Banking)
After years of tightness, last year marked a sharp turnaround in community bank liquidity. Banks received a steady stream of cash: falling interest rates triggered mortgage prepayments and the exercise of call options did the same to callable agency...
Dousing Terrorist Funding: Mission Possible? with the First Anniversary of Sept. 11 Approaching, Government and Banks Find That Patriot Act Compliance Takes Time. (USA Patriot Act: An Update)
"This is an enemy that understands the need to cover their financial tracks while simultaneously funneling funds to finance new acts of terror. While twisted ideology fuels their fervor, money is the lifeblood of their activities. By cutting off...
"Fries with That Loan?" How Can Your Bank Benefit from Branch Managers Who Risk Their Shirt-And More? (Cover Story: Retail Banking)
Fries with that loan?" is not a cross-sell pitch you'd expect in a bank branch. There's no immediate danger of that happening, either, but you might today be offered a coffee in a bank branch that operates very much like a McDonald's restaurant....
ING Shticks to Its Net-ING. (Briefing)
Julio Ravello, manning the main counter at the cafe, takes the next customer, who wants a cup of tea. "Hot tea? Or iced tea?" he asks. Hot it is. He ushers the fellow to a rack of boxes of a half-dozen or so premium teabags. The selection made,...
Look for Sustained but Uneven Growth. (the Economy)
FOR THE REMAINDER OF 2002, the economy is expected to expand, but growth is likely to be uneven and its strength remains uncertain, the ABA Economic Advisory Committee (EAC) said in mid June. The group meets in Washington twice a year to provide...
"Pass the Aspirin". (Community Banking)
If you have a management conundrum you'd like input on, send it to Steve Cocheo, executive editor: e-mail: scocheo@sbpub.com; fax to 212-633-1165; or mail to ABA Banking Journal, 345 Hudson St., New York, N.Y. 10014 THE HEADACHE Ron Kukes,...
Remember E-Commerce? Yeah, Well, It's Still Here: And the Time Is Right to Sell E-Services to CFOs on the Hunt for Utility in the "Dot-Gone" Era, Says eScout's Sandy Kemper. (Dialogue)
Sandy Kemper, founder and CEO of eScout, operator of electronic marketplaces, talks about the rise, stumble, and correction of banking e-commerce ventures. Using the web to harness the buying power of an online community of about 20,000, and offering...
The Rise and Fall and Rise Again of Customer Care: As We Move out of Recession, the Quest to Build More Solid Relationships Will Generate Renewed Interest in Customer Service. (Tech Topics)
As an analyst at GartnerGroup in the late 1990s, Mitchell Nitzan spent much of his time examining the great raft of customer relationship management (CRM) tools then on the market. "From early on, there was an understanding that applications ...
Web Services for eCommerce in Financial Institutions. (Special Advertising Supplement)
Most of today's eCommerce solutions are based upon a "supply chain" business model. Web Services is a technology that many expect to provide excellent tools for implementing eCommerce based upon this model. In the supply chain model, the material...
What Can You Learn from Enron? How to Know If You Are Creating a Climate of Rule-Breaking. (Compliance Clinic)
Enron, Arthur Andersen, Global Crossings, Tyco, WorldCom. In most of these cases, the courts have yet to determine legal culpability. But public opinion, already convinced that something was terribly amiss, has mercilessly punished the businesses...