Autobiography of Benjamin Franklin

By Benjamin Franklin | Go to book overview

He that pays ready money escapes, or may escape, that charge.

" A penny saved is two pence clear;
A pin a day's a groat a year."


ADVICE TO A YOUNG TRADESMAN

WRITTEN IN THE YEAR 1748

To MY FRIEND, A. B. : As you have desired it of me, I write the following hints, which have been of service to me, and may, if observed, be so to you.

Remember that time is money. He that can earn ten shillings a day by his labor and goes abroad or sits idle one-half of that day, though he spends but sixpence during his diversion or idleness, ought not to reckon that the only expense ; he has really spent, or rather thrown away, five shillings besides.

Remember that credit is money. If a man lets his money lie in my hands after it is due, he gives me the interest, or so much as I can make of it during that time. This amounts to a considerable sum where a man has good and large credit and makes good use of it.

Remember that money is of the prolific, generating nature. Money can beget money, and its offspring can beget more, and so on. Five shillings turned is six; turned again it is seven and threepence, and so on till it becomes a hundred pounds. The more there is of it the more it produces every turning, so that the profits rise quicker and quicker. He that kills a breeding sow destroys all her offspring to the thousandth generation. He that murders a crown destroys all that might have produced even scores of pounds.

-188-

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Autobiography of Benjamin Franklin
Table of contents

Table of contents

  • Macmillan's Pocket American and English Classics *
  • Macmillan's Pocket American and English Classics *
  • Autobiography of Benjamin Franklin - With Introduction and Notes *
  • Introduction v
  • Chapter I 1
  • Chapter II 21
  • Chapter III 41
  • Chapter IV 53
  • Chapter V 62
  • Chapter IV 74
  • Chapter VII 90
  • Chapter VIII 103
  • Chapter IX 117
  • Chapter X 131
  • Chapter XI 146
  • Chapter XII 159
  • Poor Richard's Almanac and Other Papers *
  • Poor Richard's Almanac 175
  • Plan for Saving One Hundred Thousand Pounds 185
  • Necessary Hints to Those That Would Be Rich 187
  • Advice to a Young Tradesman 188
  • Digging for Hidden Treasure 190
  • Remarks concerning the Savages of North America 195
  • A Petition of the Left Hand 202
  • The Whistle 203
  • Dialogue between Franklin and the Gout 205
  • The Art of Procuring Pleasant Dreams 212
  • The Ephemera: An Emblem of Human Life 217
  • To Miss Georgiana Shipley 219
  • Familiar Letters 221
  • Notes 245
  • Macmillan's - Pocket Series of English Classics *
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