Urban Real Estate Markets: Characteristics and Financing

By Ernest M. Fisher | Go to book overview

Preface

This study is the third to be published of the separate monographs prepared under the Urban Real Estate Finance Project, the broad objective of which, in the language of the National Bureau's Exploratory Committee on Research in Urban Real Estate Finance, is "to develop an organized body of knowledge concerning mortgage lending practices, costs, losses, yields, and risks as a basis for constructive policy making."

Following the Exploratory Committee's recommendation, the Project was divided into six main parts and while each of the separate investigations was designed as an integral part of a rounded study, the exigencies of research have meant, as one would expect, that the order of completion has varied from the order of the original plan. The study by Miles L. Colean on "The Impact of Government on Real Estate Finance in the United States", which constitutes Part V of the Project, was published in October 1950; my study of "Urban Mortgage Lending by Life Insurance Companies", which is one of the four studies of specific types of lending institutions planned under Part II of the Project, was published in July 1950. Professor Fisher's study, "Urban Real Estate Markets: Characteristics and Financing"," represents the completion of our objectives under Part I of the Project, the principal objective of which was to describe the characteristics of real estate as they influence financing needs and experience.

Two additional studies, Carl F. Behrens' "Commercial Bank Activities in Urban Mortgage Financing" and C. Lowell Harriss' "History and Policies of the Home Owners Loan Corporation", will be published shortly. Studies under the remaining sections of the

-vii-

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