I DO not think that I can better introduce the few pages which I propose to write on the relations of money to happiness and to character than by a pregnant passage from one of the essays1 of Sir Henry Taylor. 'So manifold are the bearings of money upon the lives and characters of mankind, that an insight which should search out the life of a man in his pecuniary relations would penetrate into almost every cranny of his nature. He who knows like St. Paul both how to spare and how to abound has a great knowledge; for if we take account of all the virtues with which money is mixed up--honesty, justice, generosity, charity, frugality, forethought, self-sacrifice, and of their correlative vices, it is a knowledge which goes near to cover the length and breadth of humanity, and a right measure in getting, saving, spending, giving, taking, lending, borrowing and bequeathing would almost argue a perfect man.'
There are few subjects on which the contrast between the professed and the real beliefs of men is greater than in the estimate of money. More than any other single thing it is the object and usually the lifelong object of human effort, and any accession of____________________