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Financial Stress and Job Productivity: Evidence from Credit Counseling Clients

By: Kim, Haejeong; Sorhaindo, Benoir et al. | Consumer Interests Annual, Annual 2007 | Article details

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Financial Stress and Job Productivity: Evidence from Credit Counseling Clients


Kim, Haejeong, Sorhaindo, Benoir, Kim, Jinhee, Consumer Interests Annual


This study examined the relationship between credit-counseling clients' financial stress and their job productivity. The data came from two data collections from Wave I and II that track longitudinal information about credit counseling agency clients. Financial stress, health, income, and gender were found to be significantly related to self reported job productivity. Implications for consumer education and efficient financial information delivery are discussed.

The Purpose of the Study and Data

The purpose of this study is to examine how credit-counseling clients' financial stress impacts their job productivity. The population for this study is a group of consumers …

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