Make a Considered Choice about Super

The Morning Bulletin (Rockhampton, Australia), December 3, 2011 | Go to article overview

Make a Considered Choice about Super


Making Money

With Paul Clitheroe

OVER the past few weeks thousands of Australian teenagers have reached a significant milestone in life.

Their final Year 12 exams are completed and their days as a school student are over.

For many of these teens, the summer will be spent working in holiday jobs until uni or TAFE starts next year, others will take on permanent jobs.

It's at times like these that parents can provide valuable final advice a especially when it comes to choosing a superannuation fund.

Young workers aged 18 or more who earn over $450 each month in before-tax wages, are entitled to employer-paid super contributions.

It doesn't matter whether you're full time, part time or a casual worker, you're still eligible for these compulsory super payments.

Workers aged under 18 are still eligible to receive super contributions. But in addition to earning over $450 per month you will need to work more than 30 hours each week.

Holding a summer job that lasts several months, can mean earning a fair bit in employer-paid super. So it's important to know which fund these contributions are paid into.

Australians collectively have around $6 billion dollars sitting in unclaimed or lost super accounts. A great deal of this money is the result of casual or part-time workers losing track of their super.

Most workers have the option to choose the super fund they want their employer contributions paid into. …

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