Key Risk Management Terms for Event Planners

Daily Herald (Arlington Heights, IL), October 8, 2012 | Go to article overview

Key Risk Management Terms for Event Planners


Planners are responsible for the safety of their staff and guests. A few key definitions.

Additional insured

* Entity named on an insurance policy to be held harmless if there is an occurrence or accident that happens due to the negligence of the certificate holder.

Backups

* Extra equipment (power generator) and files brought on-site in the case of an emergency.

Cancellation insurance

* A policy that protects planning entities in the case that the event is canceled.

Certificate of insurance

* Document issued by an insurance company that certifies a policy had been purchased.

Contingency plan

* A provision made to reduce the impact if a risk does materialize -- better known as "plan b."

Credentials

* Badges or tags used to indicate affiliation and access permission for individuals at an event (backstage pass or press badge.)

Emergency action plan

* A plan of action laid out in case of an emergency, often in the form of an evacuation plan.

Errors & omission insurance

* Also known as professional liability insurance, a policy taken out to protect planning entities against negligence should they overlook something. …

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