With Interest: Tool Shop
Rise of RDC
Consumer remote deposit capture (RDC). No-envelope check- and cash- depositing ATMs. Mobile check deposit and bill pay apps. Imaged RDC technology continues to seek new roles and inroads with consumers and bank operations. One-quarter of the largest 100 banks are moving to provide mobile deposit capture, according to one recent industry survey. And RDC ranked among the top three technologies community bank executives plan to adopt within 24 months, according to ICBA's latest industry technology survey.
No wonder: Consumers appear interested. Six in 10 PC owners rate RDC as a "very" or "somewhat" valuable banking service, according to a Synergistics Research Corp. survey.
Cold-Weather Cash Dispenser
For outdoor service locations, Diebold Inc. of North Canton, Ohio, has deployed a cold-weatherhardened, freestanding cash dispenser. In addition to a rugged exterior, the Opteva 522 exterior cash dispenser has a standard internal heating unit that ensures the machine continues to operate reliably in extreme cold weather. (An air-conditioned unit is available for extreme warm-weather sites.) The Opteva model, which comes with Diebold's multiple layers of fraud protection and intelligent modules that forecast maintenance needs, also has a touch screen that allows consumers to conduct transactions wearing heavy gloves. …