Adopting and Advocating for the Special Needs Child: A Guide for Parents and Professionals

By L. Anne Babb; Rita Laws | Go to book overview
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CHAPTER 8 Finances

I cannot afford to waste my time making money.

-- Agassiz

Agassiz may have been referring to an offer of money in return for some speaking engagements, but many special needs parents will tell you that they can't afford to waste time making money because they are too busy being mommies and daddies. And yet, special needs adoption is expensive. The adoption process is expensive, and raising children, especially children with disabilities, is expensive. That's the bad news.The good news is that there are many kinds of financial help available that make the costs affordable, even for middle-class families. There are two types of assistance, each of which will be discussed in this chapter--non-subusidy assistance and subsidy assistance. Parents must take the time to educate themselves about what is available. No one is going to hand them this important help on a silver platter.
SPECIAL NEEDS DEFINITIONS
Section 473(c) of the Social Security Act defines a child with special needs as one who meets the following conditions:
The child cannot or should not be returned to the home of his or her parents, and
The State has determined that (A) there exists with respect to the child a specific factor or condition (such as his ethnic background, age, or membership in a minority or sibling group, or the presence of factors such as medical conditions or physical, mental, or emotional handicaps) because of which it is reasonable to

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