Under ObamaCare, It's Quit Smoking or Pay the Price-Literally

Article excerpt

Smokers who thought they were getting a sweet deal from ObamaCare may want to think twice before lighting up again. According to a January 24 Associated Press article, one of the many well--concealed provisions of the bill that then-House Speaker Nancy Pelosi (D-Calif.) said Congress had to pass "so that you can find out what's in it" could make health insurance cost up to 50 percent more for Americans with cigarette habits--especially longstanding ones.

ObamaCare was ostensibly designed to make health insurance affordable to Americans. It prohibits in itsurers from turning down or charging more to individuals with pre-existing conditions and even certain conditions (such as obesity) that increase the risk of health problems.

However, the one condition that the law does not protect from high insurance rates is nicotine addiction--despite the fact that smoking is associated with a number of serious health problems including heart disease and lung cancer. In fact, it specifically permits insurers to charge higher rates to older smokers than to nonsmokers or even younger smokers. Under the law, older adults in general may he charged up to triple what younger ones are charged. Smokers may in addition, be charged tip to 50 percent more than nonsmokers for their coverage, hut younger smokers may he hit with a lesser penalty than older ones. …