Gearing Up

Article excerpt


Last month at the 2005 ICBA National Convention and Techworld in San Antonio, Texas, the ICBA board of directors, acting on the recommendations of the Nominating Committee, elected a new slate of officers and Executive Committee members. These individuals, together with ICBA's staff, will help carry out the daily business of our trade association and advance the issues in Washington that are important to our members.

ICBA's officers comprise seven positions:

* Chairman;

* Chairman-elect;

* Vice chairman;

* President and CEO;

* Secretary;

* Treasurer; and

* Immediate past chairman.

These individuals also serve as voting members of ICBA's Executive Committee, the 11-person body that carries out the policies and directives of the board of directors.

Along with extensive professional achievements, each ICBA officer has demonstrated a long-term commitment to ICBA and community banking. We congratulate them as they confront the challenges and opportunities in the coming year.

ICBA Chairman

David Hayes

Dyersburg, Tenn.

David Hayes' career may have started at a big regional bank, but his heart and commitment are rooted in community banking. Ask him what one of his most important jobs is as head of $140 million-asset Security Bank in Dyersburg, Tenn., and he will tell you it is to create a vision for the community with the aid of his staff. "Community banks are dependent on the growth and success of their communities," says Hayes. "A leader is charged or accepts responsibility to assist people at going to a place they may not know they need to go. That's leadership. To do that you have to have a vision."

For his volunteer term as ICBA chairman, he says his vision will be "mobilizing and engaging more bankers so we ensure the voice of our banker leadership, the banks we represent, and our communities are heard."

As ICBA chairman during the next 12 months, Hayes will help deliver our industry's message to policymakers in Washington while serving as the association's and industry's chief spokesman and ambassador. Foremost on ICBA's agenda undoubtedly will be continuing to decrease the regulatory overload "suffocating" community banks, he says.

Take CRA, for example. "We have a regulation that has, in some cases, become disconnected with the core values of what we as community bankers do every day," he says. "We are the hub of community reinvestment. Why do we have to have such an onerous and disconnected regulation?"

Bringing more fairness to the bankruptcy system (Sen. Majority Leader Bill Frist (R-Tenn.) has already earmarked the decade-old issue for the fast track in the new Congress) and leveling the playing field between community banks and credit unions are two other high-priority goals for ICBA's board of directors and Executive Committee, he says. ICBA's new comprehensive legislative proposal, "The Community Bank Competitive Enhancement Act," proposes innovative tax credits for qualified community banks and numerous solutions to streamline onerous regulatory reporting.

But ICBA's efforts on behalf of community banks extend far beyond Capitol Hill and into the marketplace. ICBA's six-corporation services network (Hayes is chairman of ICBA Bancard) secures wider access to essential products, services and technology. These member-directed programs can be critical for bankers with limited budgets, Hayes says, and provide innovative safe harbor programs that increase the profitability of their bank.

After serving nearly a decade on various ICBA committees and boards and attending ICBA conventions, including stints as chairman of the Payment and Technology Committee, Hayes says the professional contacts and educational opportunities he has gained have helped him map out Security Bank's technology future. …