Assessing the Personal Financial Problems of Junior Enlisted Personnel

Assessing the Personal Financial Problems of Junior Enlisted Personnel

Assessing the Personal Financial Problems of Junior Enlisted Personnel

Assessing the Personal Financial Problems of Junior Enlisted Personnel

Excerpt

This research examines the extent and nature of personal financial management problems for junior enlisted personnel. These problems are widespread and consume substantial amounts of military management time. The problems place stress on military members that may adversely affect their job performance and diminish the quality of life for them and their families. The military has traditionally taken an active role in addressing personnel financial problems through classes and counseling. These efforts have intensified in recent years, but member problems remain numerous.

The Deputy Assistant Secretary of Defense for Military Community and Family Policy sponsored the research. This research should interest those concerned with military families, the well-being of service members, the attendant implications for recruiting and retention, and the relationship between military and civilian communities.

The research was conducted in the Forces and Resources Policy Center, which is part of RAND's National Defense Research Institute, a federally funded research and development center sponsored by the Office of the Secretary of Defense, the Joint Staff, the unified commands, and the defense agencies.

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