Academic journal article ABA Banking Journal

The Computer Inside All of Us

Academic journal article ABA Banking Journal

The Computer Inside All of Us

Article excerpt

Mental telepathy? No. Brain power? Yes!

Human to Computer Interaction (HCI) has evolved way beyond the traditional keyboard and mouse that we are familiar with. It is truly fascinating that HCI is now reaching inside the brain and making electronic connections never thought possible; and "thought" is the key word. Just think and it will happen. This is not an oversimplification.

The state of the art in development promises an almost unlimited array of applications that can significantly impact how we think of banking, payments, and interacting with our customers in the near future.

Ideas that were science fiction not long ago are a reality today. Bluetooth devices hanging on our ears, e-readers, apps that can find us, cars that can avoid accidents before we realize we have problems. The time frame between imagined to real is compressing.

The HCI technology being developed today uses sensors to capture what is going on within the brain. The electroencephalogram, known as EEG, represents the electrical patterns found in the brain. Furthermore, the regions of the brain represent functions. In basic terms, when a person's EEG is mapped to the regions of the brain by wearing a headset, the electrical information is then converted into digital instructions. Thought-based actions, such as up, down, left or right, are passed on to the computer. The program takes the instructions and gives the capability, with a person's thoughts, of operating a computer mouse or writing a memo.

Technology driven by research is opening up the mind and providing interactive opportunities to individuals that, until recently, have been trapped inside their own bodies. Accident victims suffering from traumatic brain injuries can now interact with computers by wearing headsets.

Two companies today are leading the field in the development of commercially viable products that exploit our brainwaves: NeuroSky and Emotiv.

NeuroSky ( has developed and produced several EEG headsets that can be used in a variety of ways, including with toys. …

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