Academic journal article ABA Banking Journal

Velocity before Breakfast: At 45 MPH or More, All Water Is Hard Water

Academic journal article ABA Banking Journal

Velocity before Breakfast: At 45 MPH or More, All Water Is Hard Water

Article excerpt

Some bankers start their days with a run or a jog. Some cycle. Some turn on the treadmill. But from late May until early October, Jeffery Savage rolls out of his family's camp on Lake Sunapee, N.H., heads down to his dock, and water skis before he goes to work at $365 million-assets Franklin (N.H.) Savings Bank, where he is president and CEO.

Savage's morning ski isn't a quick dip. It's a morning begun at one end of a towline behind a boat packing around 350 hp, where he is balancing on a single ski, navigating a slalom course, or free skiing.

"It gets you right out of the water," says Savage about all that horsepower.

Savage, 59, has been water skiing for more than four decades.

Originally from the Midwest, his family spent summer vacations on Lake Sunapee at a camp his great-grandmother built. At 14, says Savage, having mastered the basics, "I tried to learn to jump and do barefoot skiing in the same week. It was a pretty painful experience."

At about ten miles long and three miles wide, Lake Sunapee has several wide bays with calm water where a towboat can open up. In his younger days, "open up" was a relative term for Savage. The family boat carried all of 5.5 hp. Young Savage was always trying to cadge a ride behind the faster boats of neighbors.

As an adult, Savage had taken a few years off when a neighbor reintroduced him to the sport. Pretty soon, he was intensely interested in slalom skiing. Today, Savage owns a Malibu towboat. "It has a great wake for skiing," explains Savage. …

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