Academic journal article ABA Banking Journal

First-And Lasting-Impressions

Academic journal article ABA Banking Journal

First-And Lasting-Impressions

Article excerpt

THE FIRST IMPRESSION I had of banking--at least as an adult--came courtesy of my father. My parents had always stressed the importance of service to others, so it was no surprise that in retirement my dad searched and found ways to make a difference. Among other things, he opted to serve on the board of the local bank. He knew that in a town the size of Berry, Ky.--population just barely 300--the bank was the major player in helping others.

The second impression I had of banking came through my work in economic development--in Cincinnati and Northern Kentucky as well as across the country. I recall visiting one community where the government had to play the role of commercial lender because there were no banks headquartered there that could fund local small businesses.

Both of these early impressions of banking gave me an appreciation for what banks do for their communities and the economy. But it wasn't until I became a banker--and looked at banking from the inside out--that my appreciation turned into passion.

I can think of few professions that offer the opportunity we have to make such a broad, deep, positive and lasting impact on the lives of so many. We seem to be equal parts consultant, accountant, counselor and social worker, working with businesses, social service organizations, local governments, homeowners and consumers. We facilitate things as ordinary as payroll and as extraordinary as economic development--as personal as homeownership and as universal as payments.

Of course, with so much opportunity to make a difference comes a lot of responsibility. …

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