Risk Management

Founded in January of 1954, Risk Management is a monthly magazine that features news and industry analysis for corporate risk managers. The magazine has a circulation of 16,000 readers and is published by the Risk and Insurance Management Society Inc. Morgan O'Rourke is Editor-in-Chief. Jared Wade is Editor. Bill Coffin is Publisher/Editorial Director.

Articles from Vol. 38, No. 1, January

1991: Where Are We Headed?
As we enter 1991, uncertainty has events continue to influence the practice of risk heightened our fears and tensions. The outlook for the national and global economies and the prospects for world peace remain dim. The risks we face continue to grow....
ARIA: Put RM into Business School Curriculum
All undergraduate business students would be required to learn the basic principles of risk management decision-making, according to a proposal released recently by the American Risk and Insurance Association (ARIA), a group devoted to furthering risk...
Choosing the Best State for Punitive Damage Awards
Most liability insurance policies recite coverage for all incurred damages while not specifically excluding punitive damage coverage, leaving parties to rely on a state's particular public policy to determine whether insurance coverage for punitive...
Companies Hone Their Survival Skills
Europeans talk about insurers' opportunities in the new free market, chances are they will say that Americans have missed the boat. But have they really? Perhaps U.S. insurers have been smart. In fact, a recent report by Arthur Andersen, which surveyed...
Expense Reduction Tops List
This year expense reduction, more than any other issue, will be on the lips of insurance professionals. Companies are doing everything possible to trim expenses and reduce overhead. This includes service providers, such as insurance companies and...
Fronting Is a Consumer Right
I'm gonna make him an offer he can't refuse.-Vito Corleone, "The Godfather" If you are a commercial policyholder, the National Association of Insurance Commissioners has an offer you can refuse: to protect you from yourself. On Aug. 23 a discussion...
Injury Prevention vs. Patient Communications
Medical risk management has long been driven by two opposing schools of thought: the injury prevention approach and the human relations approach. Injury prevention is best illustrated by the American College of Surgeons' Patient Safety Manual, which...
Loss of Property Use Does Not Mean Lost Coverage
Scenario 1: The circus has come to town and is heralding its arrival with a parade down Main Street. Shopowner there are set to enjoy a day of brisk business when suddenly one of the elephants in the parade collapses blocking entry to an ice cream...
Opportunities Lie Ahead
As we enter 1991, uncertainty has heightened our fears and tensions. The outlook for the national and global economies and the prospects for world peace remain dim. The risks we face continue to grow. For risk managers and their companies, the...
Players Must Band Together
Global economics and catastrophic events continue to influence the practice of risk management. As cross-border ownership of financial institutions increases and trade barriers fall, we will move away from national and regional insurance cycles to...
RIMS Grants Charter to 86th Chapter
The Executive Council has granted a charter to the Sacramento Valley Chapter, bringing the total number of RIMS chapters to 86. According to Deborah Luthi, president of the new chapter, the time was right to start a chapter in Sacramento. "Until...
RIMS/RIMAS Singapore Conference Examines RM Issues on the Asian and Global Scenes
"Asia-Pacific Strategies for the '90s," the conference hosted by RIMS and the Risk and Insurance Management Society of Singapore (RIMAS) Oct. 28-31 in Singapore, brought together about 250 people to discuss a variety of risk management and insurance-related...
State Law May Change Procurement Rules
In State of Florida, Department of Insurance National Amusement Purchasing Group the courts again considered whether a state can require that an insurer providing coverage for a purchasing group be either licensed in the state or admitted as a surplus...
The Dark Side of Fronting
No matter how you slice it, fronting is a fiction designed to circumvent the existing insurance regulatory framework. Proponents argue that when fronting operates according to plan, policyholders save money, fronting companies receive their fees...
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