Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 52, No. 3, March

Celebrate Heritage
Reaching out to our Asian American neighbors Chinese, Japanese, Korean, Vietnamese and Filipino. These are only a few of the Asian nationalities from countries contributing to "America's great melting pot," and their numbers are on the rise, according...
Celebrate Successfully
Marketing Matters Marketing beyond the celebrations of Community Banking Month Community Banking Month is right around the corner. It's the time of year when community banks can roll out the red carpet and shower their customers with appreciation. Lobbies...
Centuries of Service
Banks build on a century of success to cultivate future prosperity In 1901 several important events took place. President William McKinley was inaugurated for his second term in office; the first Nobel Prize was awarded; and the first trans-Atlantic...
Choosing Suitable Securities
A Special Editorial Supplement to Independent Banker Evaluating Alternatives Using Risk/Reward Grids First Things First It may be unusual to start an article with disclaimers, but it is important to understand that selecting specific securities is really...
Defending Deposit Insurance Reform
ICBA's point-counterpoint response to Cleveland Fed economic commentary A well-designed federal deposit insurance system is the foundation on which consumer confidence and the stability of our banking system rests. Joining with the FDIC and powerful...
Fattening the Coffers
Using LBEs to cross sell annuity sales programs to encourage deposit growth In the past decade, banks and thrifts became the fastest growing annuity distribution channel in the country, selling $186 billion and producing an estimated $11.2 billion in...
Pension Planning
NEW TAX LAW GIVES YOUR BEST CUSTOMERS A BIG BREAK IN 2002 Most people relate the new tax law-the Economic Growth and Tax Relief Reconciliation Act of 2001-to lowered individual tax rates, sweetened IRA provisions and at least temporary relief on estate...
Revving Up Reform
from the Top After serving the community banking industry as ICBA chairman the last 12 months, the time has come to welcome a new incoming ICBA chairman. I am proud that incoming ICBA chairman Pierce Stone of Virginia will inherit a very promising congressional...
SIPC Coverage
BROKERAGE SAFETY NET HAS A BIG HOLE FOR BANK SECURITIES Stock market corrections-especially serious downturns-always trigger unpleasant events and a few surprises. Investors lose millions. Corporations are forced into bankruptcy. Brokerage firms suffer...
Wartime Protocol
A refresher course on the rules of engagement for soldiers called to arms It has been more than a decade since a large U.S. military action resulted in large numbers of military reservists being called to active duty. Similar to the Persian Gulf war,...