Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 55, No. 8, August

Bank in a Box
CONSTRUCTING A BANK FOR MAXIMUM PROFITIf there's one thing you gain by spending 75 years on a relationship, a business or even over the course of a life, it's experience. For more than three quarters of a century, ICBA has led with experience as it blazed...
Eye on the Prize
ICBA Services Network keeps changing to meet your bank's evolving needs.Last year the ICBA Services Network added capital market services, mortgage settlement services and expanded wealth management options to its programs.Today the ICBA Services Network...
First, Do No Harm
The time-honored first line of the Hippocratic oath, "First, Do No Harm," comes to mind when one considers a very hotly debated issue within financial circles in Washington, D.C., today-the Basel II capital adequacy standards.How this highly complex...
Follow the Leader
For over two decades, the ICBA has harnessed the power of aggregation-to help community banks of all sizes leverage their individual purchasing needs to acquire greater buying power. This aggregation power has provided community banks like yours and...
Going Head to Head
Fighting for a slice of the plastic card pieICBA Bancard credit card issuer Mary Catalano is all too familiar with the argument that community banks cannot successfully compete in the credit arena. On more than one occasion the assistant vice president...
Growing with the Times
Still sovereigns of service, today's community banks bestow far more than loans and deposits by Kelly PikeIsabella Bank & Trust didn't always have an investment center. Nor was a trust department, a title company or a credit card department a perennial...
ICBA Preferred Service Providers
Corporate partnerships that offer a wide range of world-class products and services.INSURANCESt. Paul Travelers Insurance Program with SelectOneWith ICBA since 1983St. Paul Travelers SelectOne is a portfolio of insurance products for community banks...
Improving Asset Quality
Outlook in loan charge-offs remains bright for community banksTroubled loans across the financial services industry so far in 2005 continue to fall from previous record-low levels, with few signs of asset-quality problems evident on the horizon for community...
In Your Corner
ICBA STAFF STEPS OUT STRONG AS COMMUNITY BANKERS' TOP ALLY IN WASHINGTONZero tolerance policy. They're three small words, but combined with the phrase Bank Secrecy Act, they may as well read like the marquee to a horror movie-guaranteed to cause bankers...
Profitability Picture
ICBA Preferred Service Provider program identifies savings opportunitiesSince 1982, ICBA has offered value-added products and services to community banks. So far in 2005, ICBA has added five new programs to complement the existing line-up of its Preferred...
Thank You, Mr. Pickering!
For 16 years C.J. Pickering has manned the helm of ICBA Securities, racking up numerous milestones and achievements along the way.With more than 1,500 community bank customers, a spotless regulatory record, and an annual compound growth rate of 17 percent...
The Trust Factor
Winning the battle for consumer investment servicesSince the dot-com bubble burst, competition in the investment services industry has created more of a battleground than a marketplace. Online discount brokerages have sprung up everywhere and are now...