Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 44, No. 11, November

An "Adventure" in Trust
Looking back at what has made his bank's trust department so successful, Charles E. Swope can point to many things. There's the talented staff, the comprehensive strategizing and planning, and the aggressive marketing. But it's a commitment from the...
Auditing the EDP
Every bank with an in-house computer system is required to perform an annual independent electronic data processing (EDP) or information system audit. If an EDP audit is not performed, it could have a significant effect on a bank's rating during the...
Backing Up That Friendly Smile with Value
Community banks like to tell everyone that they know their customers and provide quality customer service better than anyone else.Community banks go on to say that their knowledge of customers and the friendly, hometown service they provide are their...
Mail Is Money
Although the idea and power of mail are taken for granted in the Information Age--characterized by satellite communications, fax, computer networks and E-mail--traditional mail has a unique capacity to inspire, sell and incite positive action when used...
Mutual Funds for Bank Portfolios
Do mutual funds make sense for bank portfolios? Sometimes. Do they fit all portfolios? Probably not. How do you determine the potential value and risks? History helps.First, a look at some federal regulatory requirements concerning funds for bank portfolios...
The Need for Trust
The term "trust department" may conjure images of large, monolithic bank buildings in major cities, or bank executives in plush offices, discussing million-dollar deals with well-heeled customers.Regardless of the perception, community banks are changing...