Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 55, No. 3, March

A Walk through History
ICBA lasts through 75 years of change to serve the nation's community banksBy any measure of history, the last 75 years have brought a breathtaking span of sweeping progress, upheaval and change. Since 1930, the year 28 independent community bankers...
Banking on Diversity
Remember to reach out to customers who might not speak EnglishIf you live in a community that has experienced a population surge over the last several years, then you are probably seeing a change in the way you need to reach new prospects. Not simply...
By the Book
A roundup of hot topics in the regulatory compliance arenaIn looking back at 2004 and ahead to 2005 on hot regulatory issues, one theme clearly stands out-regulatory burden. Community bankers have named regulatory burden as one of the top two policy...
Changing Charters
If you ask Susan Ralston, she will tell you the credit union competition in Virginia Beach, Va., is fierce. Nearly 32 credit unions, some with community charters, vie for loans and deposits within a 10-mile radius of her bank's main branch.Until January...
Leavings of a Lame Duck
Personal reflections on working over 16 years for ICBA SecuritiesAfter 16 years and 59 days, I am retiring from one of the alltime great jobs, president of ICBA Securities, working for dedicated people like Cam Fine, Gary Teagno and Ken Guenther. What...
Man with a PLAN
ICBA PRESIDENT AND CEO CAMDEN R. FINE DISCUSSES HIS FIRST YEAR AND FUTURE PLANSLast March, Camden R. Fine, a former community banker from Jefferson City, Mo., became ICBA's president and CEO. A longtime active ICBA member, he took the reigns of the national...
Our Diamond Anniversary
This month marks big milestones for me and for ICBA. As I finish my first year as president and CEO, ICBA is turning 75. My experiences over the past year have deepened my appreciation for our great association, both in how much ICBA has changed and...
Past, Present & Future
ICBA National Convention commemorates 75 years and plans for 75 moreFew things last 75 years.Nations like the Soviet Union rose and fell in less than three-quarters of a century. The basic four food groups lasted fewer than 50 years before giving way...
Path to Success
Industry veteran reflects on the rise and shine of ICBA SecuritiesIf they paid college professors what they pay heads of industry, community bankers may have never met C.J. Pickering. And that would have been a shame, because while some suggest you need...
Sorting through It All
Helping consumers make sense out of disclosuresWith the increasing significance of consumer business to the banking industry today, and with disclosures at the foundation of our consumer protection regime, it is important that disclosures work to effectively...
Sticking Together
Why most community banks remain long-time, loyal ICBA membersThere are many ways to determine whether an organization is worthwhile to its members. You can look at the benefits the group provides, from products and services to career development opportunities....