Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 56, No. 9, September

FDIC 6-Month Hold on ILC Decisions
ICBA's efforts to keep retail behemoths like Wal-Mart and Home Depot out of banking reaped results this summer when the FDIC declared a six-month moratorium on industrial loan company (ILC) applications for deposit insurance.The agency will not make...
Flawed by Design
ICBA shines light on shortfalls of proposed retained earning rulesA proposed rule from the Federal Housing Finance Board targeting Federal Home Loan Bank (FHLB) retained earnings levels and dividend policies has generated approximately 1,000 overwhelmingly...
ICBA Shaping Financial History
When financial historians one day write their books about the national policy debate over whether commerce and banking should be mixed, ICBA and its members will have a major say in how the story is written.A pivotal chapter in this history, though not...
Mix N' Match
A bank on wheels and instant life insurance make up this month's new product offerings *FRAUD DETECTIONeSentryCydelity's new online fraud detection software, eSentry, provides forensic information on where users accessing bank sites have traveled and...
On the Road Again
The kids are back in school, high school football season is back in gear and there's a nip in the air (at least in North Dakota). All over the country community bankers are also gathering at state association conventions to educate themselves, plug into...
Second Take
Mortgage-backed securities questions and answers-round twoThis time a year ago the Portfolio Management column, authored by yours truly, visited a number of topics related to mortgage-backed securities (MBS). The impetus for the column was the nature...
The Consolidation Conundrum
Emerging merger and acquisition trends from the first half of 2006While merger and acquisitions have been steady for the last couple of years, a number of announced deals in the first half of 2006 could jumpstart even more M&A activity for the remainder...