Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 58, No. 6, June

Assets under Management
Step by step, an Iowa community bank assembles a successful wealth management programOutside the Quad Cities in the heart of the Midwest is a family - owned community bank that has been serving the community of Burlington, Iowa, for more than 90 years....
Culture Class
A Minnesota bank finds success with special diversity trainingAs Asian, Mexican and Eastern- European immigrants, to name just a few ethnic groups, continue to make their way to the United States in search of a better life, communities everywhere are...
FCS FAT Lady Isn't Singing Yet
We've all heard the saying, "It ain't over until the fat lady sings." This expression is especially fitting when applied to the tortuous, often arcane and often drama-filled policymaking process that plays out in our nation's capital. In Washington,...
ICBA's TOP PERFORMERS
The leading community bank earners of 2007 relied on expertise and relationship banking to draw profits in a challenging economic cycleThe trying conditions in today's financial services industry began playing out, and building up, last year as the big-bank...
ICBA to Congress: Preserve Small Business Access to Capital
ICBA told Congress in April that despite the highly publicized problem of large money-center banks creat ing credit crunches in some financial sectors, common-sense community bank lenders are still well capitalized with money to lend to small businesses....
Opportunity Awaits: Three Ways to Improve Your Portfolio
Chicken Little now has more imper sona tor s than Elvis. If you don't believe me, just turn on the television. Listen to those handsome talking heads. According to most, we are facing economic Armageddon.Like Chicken Little, their doomsday message will...
Policymakers Perspectives
ICBA LEADERS PROMOTE COMMUNITY BANKING ON CAPITOL HILLThe U.S. Department of Treasury's massive regulatory restructuring blueprint proposal would devastate community banks and Main Street America. Community banks are common sense lenders who had no hand...
Supporting Small Businesses
I recently had the privilege to testify before Chairman John Kerry's Senate Small Business Committee for a hearing on the "credit crunch." It gave me a golden opportunity to speak for thousands of community banks nationwide and keep our perspective in...
The RevolutionCard Pins Hopes on Anonymity, Lower Fees
On the payments card front, the industry must focus on a number of issues: fraud, data breaches, upcoming disclosure requirements, attacks on the interchange model, potential legislation clamping down on abusive credit card practices and the decoupled...
Why Are Yield Spreads So Wide?
What has caused yield spreads to widen this year? Answers to this question are all over the map: I could tell you, but you wouldn't understand. I haven't the foggiest. Because of the Democrats in Congress. The weak dollar.I actually have not heard any...