Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 53, No. 4, April

Education and Training
Sharp on ComplianceExploring education options to stay abreast of changing regulationsThe Gramm-Leach Bliley Act of 1999, the USA PATRIOT Act and the Bank Secrecy Act have brought a tough few years of new regulations for community bank compliance officers....
From the Top
Challenging TimesFollowing in the footsteps of many outstanding community bankers, I am honored to begin the job as your new ICBA chairman. Our national agenda is rapidly filling up. Already issues affecting your funding, your taxation and your regulatory...
Leading the Charge
New ICBA officers for 2003-2004 take center stageLast month at the 2003 ICBA National Convention and Techworld in Orlando the ICBA board of directors, acting on the recommendations of the ICBA Nominating Committee, elected a slate of new ICBA officers...
Portfolio Management
Price ConvexityWhat is it and what does it mean for your bank investment portfolio?Convexity and its cousin, negative convexity, are names for the fact that changes in prices of securities are not linearly related to changes in rates; that is, as rates...
Profiling Prospects
In this article, Independent Banker focuses on customer profiling as the first step to a CRM culture. We mention some analytical tools in passing to put customer profiling in context. Independent Banker will take a more in-depth look at the technology-based...
Talking Taxes
ICBA tax study advances a host of federal community bank policy optionsFor the bulk of Americans, April is synonymous with filing tax returns with the IRS. For small businesses and community banks, accessing their tax liabilities weighs heavily on their...
Web World
You've Got ServiceImplemented correctly, online customer service can be a plus for bankersWhile the general populace continues to be regaled with an onslaught of media stories detailing dot.com excess, a number of community bankers are quietly realizing...