Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 55, No. 4, April

BLAST from the PAST
Editor's Note: Look for various stories on ICBA's 75th anniversary in every issue of Independent Banker for the next 12 months. Next month's issue features the life and times of the 1940s.A look back at the tumultuous 1930s in banking and ICBA's foundingNllions...
Empty Pockets
Addressing the drought in American rainy day savings rates * by Kelly PikeFists are flying in the battle to reform Social Security. The debate over privatized accounts, increased taxes and adjusting benefits have yet to find a consensus in the halls...
Following the Facts
Facts are stubborn things." Founding Father John Adams famously told a jury those words while defending eight British soldiers on trial in 1770 for killings during the Boston Massacre.Adams, a stickler for the truth no matter how inconvenient, urged...
Gauging Impact
The 2006 budget proposal: what it means for community bankersLEGISLATIVE STANCETo learn more about key legislative issues for which ICBA is lobbying, visit www.icba.org or read the February cover story package in Independent Banker.News of President...
Gearing Up
ICBA'S NEW OFFICERS EAGERLY PREPARE TO SERVE NATION'S COMMUNITY BANKSLast month at the 2005 ICBA National Convention and Techworld in San Antonio, Texas, the ICBA board of directors, acting on the recommendations of the Nominating Committee, elected...
Getting Involved
ICBA promotes financial literacy and civic involvementIndependent banks have been the foundation of economic growth in their communities for many generations. Likewise, ICBA has been a strong supporter of these institutions as they work to give back...
Moving Forward
Federal Reserve financial services in a changing payments environmentFor the Federal Reserve and the payments industry as a whole, the Retail Payments Study provides information needed to better understand market preferences and respond appropriately....
New Kid on the Block
ICBA Securities' new chief makes his introductionAs I begin the first of many hopefully insightful articles for Independent Banker, I first must pay homage to the man I am not replacing, but succeeding. C.J. Pickering has served many roles over the last...
Q & A: Poised for Change
FASB chief's outlook on accounting standards-past, present and futureIn this era of Enron, WorldCom and the lingering memory of a host of other financial reporting scandals, scrutiny of accounting rules and regulations has reached an all-time high.Independent...
Remember the Alamo!
Following the footsteps of many outstanding community bankers, I am honored to begin the job as your new ICBA chairman. This association has a long and prestigious history, as many of you rediscovered at this year's National Convention and Techworld,...
Set the Dates
Use the change of season to promote community bankingMost marketers will tell you it's not just about having a good product. You also have to communicate its need to the customer to secure the sale. Timing is often a factor in successfully linking customers...
Tooting Our Horn
When the new CEO arrives at Jim Thorpe National Bank in Pennsylvania this month, the first thing the executive is likely to hear is a request for a raise or a day off."Our new CEO will realize how overwhelming of a job this is and understand how much...