Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 52, No. 12, December

From the Top
The Republicans Take ChargeWhile America remains a politically divided country, there was a substantial power shift in Washington coming out of the hotly contested mid-term congressional elections. The Republicans captured control of the Senate by at...
Lender Life
Stabilizing SBAAfter years of funding turmoil, federal loan programs need long-term supportGlenwood State Bank in Glenwood, Iowa, has been a Small Business Administration lender since 1978. Although SBA loans make up only a small portion of the $95 million-asset...
Main Street Focus
Championing HomeownershipLouisiana banker carries industry voice to national homeownership causeAddressing the challenges and opportunities facing the nation's mortgage and housing finance industries requires a concerted effort from leaders of the government...
Marketing Matters
Back to the FutureLooking back to look ahead for marketing campaigns in 2003Imagine it's Dec. 31, 2002. You staring at the calendar on your desk, and you realize in mere hours it will be a brand new year. As you reflect on 2002, you make a mental note...
Newslines
Financial Education Would Raise Minority HomeownershipDespite gains in homeownership by African-Americans and Hispanics, minorities remain less comfortable with the home-buying process than other population groups, but greater financial education would...
Portfolio Management
Historical PerspectivesA preview of interest rate movements based on recent industry trendsThe February 2002 Independent Banker magazine Portfolio Management column went out on a limb-it made interest rate projections based on historical data. This month's...
STOPPING Wal-Mart
With grass-roots lobbying, a California community bankers' coalition maintains the critical separation of banking and commerce.Last spring, Wal-Mart attempted to exploit a loop-hole in California law to get into banking that would have had far-reaching...
Technology Perspectives
Showing Their CardsThough separated by more than 2,000 miles and six states, bank presidents Tom Hawker and David Hayes share a similar outlook on information technology. The California and Tennessee community bankers maintain that technology has revolutionized...
Tech Talk
Waiting for E-mailDespite huge potential benefits, electronic statement delivery path is mostly untraveledIn March 2001, the Federal Reserve issued an interim ruling establishing uniform standards for banks wishing to send all disclosures and periodic...
Welcome to the Neighborhood?
Rumble over real estate brokerage powers brewing in WashingtonSteve Tscherter, president and CEO of Lincoln Savings Bank in Reinbeck, Iowa, says real estate agents in rural areas are hard to come by, and could become even scarcer if more banks aren't...