Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 57, No. 7, July

15 Minutes with ... Jorge L. Forment
President of $200-million asset United Americas Bank in AtlantaQ: United Americas Bank is the first and only Hispanic-owned bank in Georgia. What's the biggest challenge in serving the local Hispanic community?A: Our challenge continues to be, like every...
CURIA-A Poor Vintage
Cheap wine stored in pretty bottles with fancy labels still doesn't age well, and bad legislation doesn't improve simply because it's introduced time and again. Like a cheap wine, the Credit Union Regulatory Improvements Act (H.R. 1537) or CURIA, the...
Flagging Products
July brings fireworks, barbecues and flags as we celebrate our nation's birthday. It also brings this month's installment of Tool Shop, replete with multifactor authentication solutions and educational information.*Multifactor AuthenticationExperianExperian...
How Repurchase Plans Can Boost Performance
The current operating environment has put significant pressure on the fundamental performance of community banks. Some of the key ratios that investors look at when analyzing a company have suffered over the last 10 business quarters. Meanwhile, continued...
Securing Financial Freedom
Patrick Henry's famed "Give me liberty or give me death" speech before the Virginia House of Burgesses inspired a nation to fight for independence. We celebrate that victory every July 4th and honor those who secured it.We all know about the political...
Subprime Mortgage Lending - a Prime Topic on Capitol Hill
Very few community banks make the subprime residential mortgages that are currently gripping the headlines due to their "teaser" rates, little or no borrower income documentation, and very high limits, if any at all, on reset payments or interest rates....
The Continuing Saga of Agency Preferred Stock
It is with no small amount of trepidation that I offer an investment column that contains in its title the phrase "Agency Preferred Stock." Many are the community banks that purchased these items in the early stages of their issue, which was in the 1999-2000...