Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 54, No. 9, September

Fine Points
The Personal TouchTip O'Neill, the longtime speaker of the U.S. House of Representatives, famously observed, "All politics is local." That may be true, but politics is also a relationship business. Politics is a process through which people gain greater...
From the Top
Back to SchoolMillions of students of all ages will board the yellow bus on their way to higher learning this September. Others will step onto a college campus for the first time and still more will examine post-graduate studies, ever diligent in their...
Industry Outlook
A Bright FutureNational housing sector to remain robust in next decade, study findsWithout a doubt, the housing sector of our economy has been, and remains, a vibrant contribu- tor to the strength of our overall econo- my. When we witnessed the broad...
Marketing Matters
Community You have one voice message, would you like to hear it?A seemingly common event occurred in Washington, D. C., when the long awaited National World War II memorial was recently completed. This is not so unusual in a metro area besieged with...
Membership Central
Brotherhood of BankingICBA is proving membership has its benefits for mutual institutionsMutual institutions are very much part of the community banking family. While many incorrectly lump them with other tax-exempt organizations, these independent institutions...
Newslines
ICBA Addresses Gramm-Leach-Bliley IssuesTerry Jorde, president and CEO of CountryBank USA in Cando, N.D., testified for ICBA before the U.S. Senate Banking Committee during a hearing to review issues regarding the five-year-old GrammLeach-Bliley Act.In...
Payments Processing
Two-Minute DrillThe deadline is fast approaching for ATM and POS encryptionBeep! That sound you hear is the two-minute warning, and the game clock is ticking loud and fast toward the final whistle.The Check Clearing for the 21st Century Act (Check 21)...
Regulatory Relief
A progress report on policymakers' promise for regulatory burden reprieveThere's an old saying that goes something like this: "Everybody complains about the weather, but nobody does anything about it." Is regulatory burden like the weather? Are we powerless...
Services Update
Final AnalysisShould your bank conduct an insurance audit?With insurance premiums rising and community banks exploring a variety of nontraditional services and roles, it is important for financial institutions to perform regular and periodic reviews...
Washington Watch
Going the DistanceContinuing the battle to rein in mega-credit union expansionICBA is petitioning the Bush administration, regulators and Congress to halt the increasing expansion of banking powers sought by credit unions.There are a number of reasons...