Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 46, No. 4, April

A Call to Arms
As your new president, I'll give the highest priority to the unfair, ever-present competition that community banks face from credit unions. I ask you to join me in attacking this problem--one that has plagued community bankers for far too long--because...
High-Tech Smarts Takes Leadership
Banks will spend more than $15 billion on technology this year. While most of that spending will be done by large institutions, many independent community banks will also allocate significant portions of their budgets to technology to remain competitive.All...
Home Banking - the Future Wave?
For surgeon Bill Gibbs of Searcy, Arkansas, the world of online banking with a personal computer opened up in January with an attention-getting letter from his community bank.Although far more adept in the operating room than on a computer keyboard,...
New Criminal Referral Reports
Effective April 1, 1996, the four federal banking agencies (the Federal Reserve, the Federal Deposit Insurance Corp., the Office of the Comptroller of the Currency and the Office of Thrift Supervision) have released a revised regulation governing the...
North Dakota's Rising Star
Singer Frank Sinatra, Apollo astronaut Harrison Schmitt and then-Secretary of State Henry Kissinger were among the variety of guests Stenehjem socialized with in his stiffly pressed formal Army dress whites and dress blues. Years later, he still fondly...
Off the Front Pages
After years of Democratic congressional control, the fresh Republican majority in the U.S. Congress is promising less government regulation and less burdensome paperwork in everyday business affairs. This has been music to community bankers' ears.Political...
Spurring Change in a Wary Community
Six years ago, Morgan County's coal mines began shutting down, victims of more stringent air pollution regulations and the high sulfur content of the Ohio region's coal deposits. More recently, a furniture factory, one of the community's largest remaining...
Tailoring Your Bank's Success
A company's top executives and its advisers recently spent an entire day closeted in a hotel room. There were no breaks, not even for lunch. The telephone was off-limits. Because their intentions were so serious, the leadership of this highly sales-directed...