Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 54, No. 1, January

From the Top
Unfinished BusinessWelcome to 2004. A presidential elec- tion year has officially begun. For Congress, that means a shortened and an even more partisan calendar. However, there are considerable unfinished finan- cial services issues of enormous importance...
Lender Life
When Opportunity KnocksOffering lending incentives to help small businesses woo skilled laborIn the desert and mountain country of New Mexico, the skies above Las Cruces are clear 350 days a year. Rain falls infrequently, averaging less than 10 inches...
Main Street Focus
Lights, Camera, Money Matters!Community banker shines the spotlight on financial matters for cable showWhen Americans want the latest financial views and analysis, often they tune their televisions to CNN or MSNBC to watch Lou Dobbs, Terry Keenan or...
Man about Town
ICBA's California point man Craig Hudson - on a mission for community bankersCraig Hudson is a busy man. As ICBA's Western regional director and executive director for the California Independent Bankers, his schedule is chock full of appointments with...
Mr. Banker Goes to Washington
Colorado community banker Bob Beauprez reflects on his first year in CongressBob Beauprez, a former commuty banker and dairy farmer from Colorado, didn't know what to expect during his first year of Congress. After all, his was a newly created district...
Newslines
Credit Unions: A Tale of Two IndustriesLarge, bank-like institutions are the fastest growing segment within the credit union industry, evidence that unfair tax-exempt competition against community banks is rapidly increasing.Those findings - including...
Payment Processing
Dustup Over DebitThe Wal-Mart debit card settlement-who won and who lost?Wal-Mart Stores Inc. et al. successfully used the court system and the U.S. anti-trust laws to strong-arm the banking industry's card associations last year into dismantling the...
Portfolio Management
Portfolio Yield ProjectionsHistorical data can be helpful in projecting future portfolio performanceIt has been a little over two years since the end of 2001 recession, so the current recovery period is than history suggests.Also, as mentioned in column,...
Top of Mind
COMMUNITY BANKERS SHARE THEIR INSIGHTS ON THE FUTURE OF BANKINGThe world is awash in surveys. If you want to know people's favorite type of candy, (41 percent of people crave chocolate), the most popular artist to see in concert (Elton John and Billy...