Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 57, No. 12, December

15 Minutes with ... William Chu
President of $34 million-asset First Asian Bank in Las Vegas, Nev.Q: First Asian Bank was recently founded (June 2007) to tap the Asian-American community in Las Vegas. Why?A: The Asian-American population has grown almost 100 percent a year for the...
Banking without Borders
As small businesses venture into the global market, community banks cash in on trade financingShipping health supplements to Asia is not a simple matter. There are local regulations dealing with customs, import duties and documentation. The paperwork...
Community Giving = Community Living
There's nothing like being home for the holidays. For the Ghiglieri family that means sitting down to a hot meal and watching the Thanksgiving Day game with family and friends. It also means sipping cider by the fire and decorating the house in lights....
New Credit Card Disclosure Rules
No one likes a con artist trying to pull a fast one. As consumers, we all want to be treated fairly and honestly. When we buy something, we want to know what we're getting and exactly what is involved in the transaction. Community bankers understand...
Short List
The days keep getting shorter, but the list of new community banking products and services keeps growing. From prepaid cards and Health Savings Accounts to mobile banking and voice verification, this month's Tool Shop highlights a few of the most interesting...
Slim Pickings
A few bad-apple institutions spoil student-loan prospects for all lendersWhen it comes to community banks and federal student lending, the news on the College Cost Reduction and Access Act is mixed. Banks can expect a sharp decline in student loan profitability,...
Steeper Curve Creates Year-End Opportunities
As we enter the holiday season, let's recall the adage "Be careful what you wish for." I bring this up not in reference to the exchanging of gifts but to the two rate cuts the Federal Reserve's Federal Open Market Committee approved in September and...
The New Vanguard
Three community banks, breaking from the conventional, redefine the industry standard for successChoices are often obvious in the business of community banking-like the choice to convert paper to an electronic medium or the choice between outsourced...