Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 58, No. 1, January

15 Minutes With.Chris White
President of $ 180-million asset Peoples Bank of East Tennessee, MadisonvilleQ: What challenges do you face going forward?A: We have built nine locations in 10 years and have been profitable since early on. But we always want to do better, and that's...
Back to Common Sense
The worm turns. Wisdom trumps beauty. Nothing is sure-fire. And a free lunch usually costs more than dinner at the Four Seasons. Given time, many common sense truisms bear themselves out as predictably as the change of seasons.So it is with the problems...
Banks Come out Winners in Internet Gambling Bill
The banking industry's one-year wait for proposed regulations requiring financial institutions to identify and block payments between gambling customers and illegal Internet gambling companies is over. When finalized, the muchanticipated regulations...
Dealing with Disaster
Community banks take action during Southern California wildfiresWhen employees of First Mountain Bank in the picturesque, small mountainside community of Running Springs, Calif., reported for work on Oct. 22, they had no idea their community bank would...
Heating UP: ICBA Puts Five Regulatory Issues for 2008 on the Front Burner
As the presidential race for the White House heats up, so does the temperature on five regulatory issues-many coming to a boil in the nation's capital.ICBA continues to build on last year's momentum and is in a perfect position to cool the fires, capitalizing...
Hybrid ARMs Are Here to Stay
New Year's resolutions: Eat healthier, exercise more often, spend more time with spouse and family, and learn about and invest in hybrid adjustable rate mortgage-backed securities.These investment vehicles have gone from being a blip on the MBS screen...
Publicly Traded Banks Hope for a Better Year in 2008
For anyone running a publicly traded community bank, changing the calendar to 2008 will be a welcome exercise. By any measure, 2007 was a difficult year that saw prices fall and investors moving out of the sector. At press time, the NASDAQ bank index...
Which Way the Weather?
As clouds hover, community bankers remain cautiously optimistic for 2008Open any national newspaper and you'll read that the country's economic outlook is dour. The sky may not be falling, but home prices, consumer spending and credit availability have...