Independent Banker

Founded in 1950, Independent Banker is a monthly trade magazine published by the Independent Community Bankers of America.

Articles from Vol. 58, No. 9, September

A Football Fan's Guide to Portfolio Management
What better way to usher in the new football season than to reduce common gridiron phraseology to its investment portfolio equivalent? I'm shocked I haven't thought of it before. And just to be clear, I'm not related to Roy "Wrong Way" Riegels, who gained...
A Relative Story
Over the last 90 days I've embarked on a cross-country journey of sorts- attending various state association conventions and meeting with community bankers across this nation to learn more about how ICBA can help keep Main Street prosperous and growing....
Bear Stearns Bailout Highlights Need for Tiered Regulation
For most community banks, the Federal Reserve's intervention to assist JPMorgan Chase in its acquisition of Bear Stearns last March was another confirmation that the concept that some institutions are "too big to fail" is still very much alive among...
Promoting Signature Debit to Upend PIN Dominance
As debit card use reaches historic highs with each passing year, a challenge persists: convincing customers to sign for their debit transactions instead of entering their personal identification numbers (PINs).Underlying this challenge is a competing...
Safeguard Your Wealth While Protecting Your Health
Health care costs have al ready gone wher e gas prices are headed, yet most business owners and executives-including some community bankers-focus their attention on gas prices while begrudgingly accepting that little can be done about health care costs.That's...
Sparking a Housing Recovery
After multiple hearings, over a year of debate, and with many policy twists and turns along the way, President Bush signed the Housing and Economic Recovery Act of 2008 (H.R. 3221) into law in July. The 700-page legislative package is another whopper...
Tax Tidal Wave
A look at turbulent times ahead for our tax systemThe swell of pending tax changes is growing fast and forming a tidal wave that the next Congress and president cannot avoid. Major tax relief measures impacting every individual and business taxpayer...